The costs of a wedding can be expensive to cover and may mean many years of saving as well as financial help. Whether it’s your dream wedding you’re planning for, or you are helping with the costs as a family member, many may seek options like wedding loans to make paying for this a bit easier.

At QuidMarket, although we do not provide wedding loans in the UK, as a short term loan direct lender we may be able to help in alternative circumstances. If you have an emergency bill you need to pay or an unexpected expense that won’t wait until your next payday, we may be able to approve a loan online. Apply for up to £600 as a new customer today by filling in our short application form.

  • New customers can borrow between £300 and £600*
  • Returning customers may be eligible to borrow up to £1,500*
  • Flexible repayment terms between 3-6 months
  • Bad credit histories welcome
  • QuidMarket is an FCA Authorised UK lender
  • No hidden fees
  • No guarantor or collateral needed
  • Quick and simple online loan application
  • Decisions made by humans, not computers

*Loan amounts and repayment terms are dependent on affordability checks

It’s always good to learn more about certain events in life that can involve huge costs, with a wedding one of the biggest. Below, you will find more information about wedding loans and whether or not they are possible with a bad credit history. You can also find out more about our affordable loan options here at QuidMarket, so although we cannot help pay for your dream wedding, we’re here to help in emergency circumstances for life’s unexpected expenses.

How much do you need?

£300 £1500

For how long?

Apply Now

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This is for illustration purposes only. Your repayment schedule will be confirmed during your application

*All applications are subject to affordability checks*

Representative example: Borrow £300 for 3 months / Interest payable £154.38 / Total amount payable: £454.38 in 3 instalments / 3 payments of £151.46 / Representative 1299.7% APR / Interest rate 292% per annum (fixed) / Maximum APR 1625.5%

Compare short term loans on Clear and Fair

As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer.

What are Wedding Loans in the UK?

A loan for weddings is a manageable way to pay for all the expenses involved with organising the big day. From paying for venue hire, flowers, and catering, to the all-important wedding rings, dress and morning suit, the costs for an average wedding soon mount up. Even when trying to have a wedding on a budget the costs can become high. The average cost of a wedding in the UK has been increasing over the last decade, reaching £32,000 in 2019, but this has decreased in the last few years since the pandemic. With so many different parts to plan, it can be one of the most expensive events you’ll ever pay for.

Wedding loans are designed to help manage the cost of this and can be similar to personal loans in terms of having repayments over a number of years with a fixed interest rate. As they are typically larger loans that can be anywhere between £1,000 and £25,000 depending on the lender, they are not designed for the short term. To keep repayments affordable, borrowers may choose between 2 – 5 years to repay or longer depending on the total value.

As a lender of short term cash loans, at QuidMarket we are unable to provide loans for weddings. Our loan options are for those who require emergency funding when they have no other options available. If you are short on savings and are in between paydays, and friends and family are unable to assist you, we may be able to help in the short term. These are for those unexpected bills you cannot avoid, such as a badly timed car repair after a breakdown, a home emergency where you need urgent boiler repairs, and many other similar situations.

If a small loan could help you resolve your short term position, you can apply online and start an application to see if we can help. You’ll be able to choose a repayment term between 3 – 6 months and use our loan calculator to see how much repayments can be for up to a £600 loan for new customers.

Can I Get Wedding Loans for Bad Credit?

There may be some lenders that can help you with a wedding loan if you have bad credit, but it can’t be guaranteed. Your credit rating is an indication of your creditworthiness and how much of a risk you are to a creditor when considering lending money to you. The better your credit score, the more chance you have of finding the loan you need, however, there are lenders of bad credit loans available. This type of lender can consider those with a poor credit rating as long as they can afford the necessary repayments. Wedding loans for bad credit would need to be carefully considered due to the larger amounts people look to borrow for a wedding, and this may not be affordable for everyone.

With our 3 to 6 month loans, if you are someone that has a poor credit history, we may still be able to help. At QuidMarket we understand that due to financial issues in the past you may still be improving your credit rating, and although you may have plenty of affordability now and no financial difficulties, your credit score may not reflect this. We work differently from other lenders and whilst running credit and affordability checks, we’ll consider your current finances and if you can afford the repayments you need in an emergency. We cannot guarantee we can help, but we’re happy to consider applications from those with varying credit histories.

Applying for a QuidMarket Loan

If you’re looking to apply online today, you’ll need to meet our eligibility requirements first. These are:

  • Live in the UK
  • Be over 23 years old, and under 65 years old
  • Have a mobile phone (we send an SMS code during your application)
  • Hold a UK bank account with a valid debit card
  • Be in employment and take home at least £1,300 a month

Once you have completed our quick application form, we’ll be able to provide a decision in principle if you meet our criteria. We’ll then look to process your application as soon as possible and determine if the loan you need is affordable for you. If successful, we can transfer the funds directly to your bank account for you to use.

Short Term Loans for Emergencies, Not Weddings

Unfortunately, we cannot help you pay for the big day with a loan for a wedding, but at QuidMarket we may be able to help in other ways whenever you need us. Whether it’s an unexpected repair for your car or boiler, or one of life’s many unexpected situations that leave you with a bill to pay, you can apply online and see if we can help.

Please visit Money Helper if you are someone in financial difficulties and require assistance.

A wedding loan is very similar to other instalment loans that can be applied for at a bank or with an online lender. You may require a good credit rating and be in no financial difficulties to apply for one, but this will depend on the lender you choose. If successful, the funds can be transferred to an eligible bank account to then be used, with monthly repayments set up for a fixed term. We do not provide wedding loans in the UK, but we may be able to offer short term options if you are ever in need of one to cover unexpected or emergency expenses.

No, short term borrowing shouldn’t be used to pay for wedding expenses and only be used when there are no other available options. At QuidMarket, our loans are for situations when you have a financial emergency to resolve and do not have the savings or credit to do so.

Having poor credit can be an obstacle to borrowing the money you need, but it will depend on the lender you choose. A bank or building society may require a good credit rating to be approved, however, wedding loans for bad credit aren’t impossible. You may find specialist lenders willing to help, but this cannot be guaranteed. Compare online lenders and carefully consider the loan terms before proceeding with any bad credit options you find.

Warning: You should never pay upfront fees for a short term loan or send money in return for a short term loan. Late repayment can cause you serious money problems. For help, visit: