When you have an urgent need for cash, finding the right lenders who can help online can take time. With so many options available, how do you choose urgent loan lenders that not only provide short term loans, but also are trusted? At QuidMarket, we can save you time from having to spend hours searching by offering a Financial Conduct Authority (FCA) authorised service that works fast.

If you need a loan urgently up to £1500, or maximum of £600 for new customers, we can provide repayment terms between 3 – 6 months and a quick online approval process. This way, you could be approved in minutes and have the cash to use the same day. To start an application, just choose the amount and repayment term for the urgent loan needed, click apply now, and complete our short application.



How much do you need?

£300 £1500

For how long?

Apply Now

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This is for illustration purposes only. Your repayment schedule will be confirmed during your application

*All applications are subject to affordability checks*

Representative example: Borrow £300 for 3 months / Interest payable £154.38 / Total amount payable: £454.38 in 3 instalments / 3 payments of £151.46 / Representative 1301.1% APR / Interest rate 292% per annum (fixed) / Maximum APR 1625.5%

Compare short term loans on Clear and Fair

As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer.

Why Choose an Urgent Loan from QuidMarket?

  • New customers can borrow between £300 and £600*
  • Returning customers may be eligible to borrow up to £1,500*
  • Flexible repayment terms between 3 – 6 months
  • QuidMarket is an FCA Authorised responsible lender
  • We’re a direct lender, not a broker
  • No hidden fees charged
  • Quick and easy application online
  • We make human decisions, not computer ones
  • No guarantor needed
  • Bad credit applicants welcome to apply
  • You’ll usually receive the cash the same day as approval

*Loan amounts and repayment terms are dependent on affordability checks

We know that being kept waiting for a lending decision can be frustrating, so we have made our application process is as quick as possible. You’ll only need to provide the essential information required to help us perform credit and affordability checks. This will ensure we approve your application quickly if you can afford an urgent cash loan today. Click apply now or find out more information about our urgent same day loans below.



Get an Urgent Cash Loan Online

Many of us have been in the same position when an unexpected bill arrives and cash flow is low. Perhaps you are in between paydays, or you do not have enough existing credit to help. Either way, finding an urgent cash loan online will help resolve the situation. As a form of emergency loan, our short term options are designed to provide the cash you would struggle to receive elsewhere. If you don’t have the savings available and you can’t ask friends and family for financial help, QuidMarket are here as urgent loan lenders. As we are FCA approved direct lenders, we can process your application and provide the funds you need when approved ourselves. This is unlike many brokers available that will need to transfer you to third-party lenders instead, extending the process which is not ideal when you are in a hurry.

As we work to responsible lending guidelines, we have to ensure the loan is sustainably for you. If we cannot determine this, we will have to decline an application. However, we have helped many applicants with varying credit histories find an urgent money loan when they needed it most. We won’t ask you to meet a minimum credit rating to apply, instead, we’ll focus on your current finances and what you can afford. Whilst we do work quickly, this doesn’t mean we compromise on responsible lending, so you will need to ensure the loan is affordable and right for your circumstances. If it is, we’ll be happy to approve urgent payday loans in the UK that are simple to repay, have flexible terms, and will be transferred to your account fast.



Urgent Same Day Loans for Bad Credit

If you are someone looking for bad credit loans that payout quickly, our urgent loans can help. There are many lenders you’ll find that won’t be able to help those with a poor credit history, especially those that use automated decision making. We always take a human approach to assessing your application. This means we won’t decline your application before our team of underwriters have assessed your finances and performed credit checks. We do not provide no credit check loans, but if you are concerned you’ll be declined just for having bad credit, that’s where we can help.

We understand many people may have a credit history with arrears, defaults or even CCJs. If these financial issues are firmly in the past and you have affordability now, despite a low credit rating, there is a chance we can approve your application. We want those who need an urgent loan today to apply with confidence, so click apply now and see how we can help.

Eligibility for Urgent Payday Loans in the UK

To start an application today, you will need to meet the following eligibility requirements:

  • Live in the UK
  • Be over 23 years old, and under 65 years old
  • Have a mobile phone (we send an SMS code during your application)
  • Hold a UK bank account with a valid debit card (you will need to have 1p in your account for us to verify your card. This will show as a pending transaction of £0.01, but you will not be debited.)
  • Be in employment and take home at least £1,300 a month.

If you can meet the above and are not in current financial difficulty, we’ll be happy to welcome your application. Please note, if you are a new customer, the maximum you can apply for today is £600. If you have previously repaid in full and settled a loan with us, you will be able to apply for up to £1,500. We cannot guarantee a returning customer will be approved, so your application will still be subject to credit and affordability checks first.

Apply Now with Trusted Urgent Loan Lenders

As trusted urgent loan lenders, at QuidMarket we are there to help when your circumstances need it, and you have no other available options. Choose an amount and repayment term and click apply now for a fast loan decision.

Need any further help? Please contact us if you require assistance with your application or want to learn more about our short term options. Whilst we cannot help those in financial difficulties, if you require more helpful assistance, please contact Money Helper for more information and impartial advice.

Yes, we can provide an urgent loan needed the same day to cover emergency bills or unexpected expenses. As long as you can afford repayments, we are happy to approve an application once credit and affordability checks are complete. This process is fast, so you won’t be left waiting for a decision, potentially same day cash and a quick resolution to your financial issue. If you haven’t applied through us before, you can choose a loan amount between £300£600 and repayments between 3 – 6 months, whichever is affordable for you.



As no responsible lender can guarantee an application will be successful, we can only confirm same day checks have been completed. This includes credit and affordability checks and ensures any loan you apply for will not cause further financial difficulties. We take our commitment to FCA lending guidelines seriously and will always ensure responsible lending is adhered to.



No, you can choose monthly instalments to repay your urgent loan with us. If you then can afford to settle the loan sooner, you can contact us and repay early where applicable. Many urgent payday loans in the UK will require settlement on your next payday, however, we work differently and provide flexibility when you need it. Just choose the repayment term you need and click apply now.

Warning: You should never pay upfront fees for a short term loan or send money in return for a short term loan. Late repayment can cause you serious money problems. For help, visit: www.moneyhelper.org.uk