If you’re faced with an unexpected expense and are looking for small loans, it’s still important that you get a good deal from a great lender. Here at QuidMarket, we offer small loans for bad credit to help hard-working people who need to borrow cash in an emergency.

  • New customers can borrow between £300 and £600*
  • Returning customers may be eligible to borrow up to £1,500*
  • Flexible repayment terms between 3-6 months
  • QuidMarket is an FCA Authorised responsible lender
  • We’re a small loans direct lender with no hidden fees
  • We offer big and small loans for bad credit
  • No guarantor or collateral required
  • Apply for small loans online quicky and easily
  • Decisions made by humans, not computers
  • You’ll usually receive your loan the same day as approval

*Loan amounts and repayment terms are dependent on affordability checks

How much do you need?

£300 £1500

For how long?

Apply Now

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This is for illustration purposes only. Your repayment schedule will be confirmed during your application

*All applications are subject to affordability checks*

Representative example: Borrow £300 for 3 months / Interest payable £154.38 / Total amount payable: £454.38 in 3 instalments / 3 payments of £151.46 / Representative 1301.1% APR / Interest rate 292% per annum (fixed) / Maximum APR 1625.5%

Compare short term loans on Clear and Fair

As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer.

About Our Small Loans in the UK

We’ve all been there – perhaps your boiler has broken down and you need to pay for repairs, or you’ve realised your tires need to be replaced so you can drive to work safely. Unexpected expenses might not always fit in with your budget, but that doesn’t mean they don’t need to be paid. If you aren’t able to cover the cost yourself or borrow from friends or family, small loans from QuidMarket could offer a stress-free way to make the necessary payment and move on with your day.

As a specialised small loans bad credit direct lender, we offer small loans online from just £300. You should only borrow the amount you need and no more, but we can cater to larger loans of up to £600 for new customers and £1,500 for returning customers, depending on affordability. We also offer flexible repayment terms between 3-6 months. As a small loans direct lender, we know it’s important to still know that you’re getting a good deal, which is why we offer small loans in the UK that are tailored to your finances. Whether you need small loans for bad credit, or simply want to know that you’re choosing a responsible and fair lender, QuidMarket can help.

We’re an FCA authorised direct lender – you can find us on the FCA’s register under license number 677995 – which means that we follow their guidelines on responsible and fair lending with our small loans for bad credit, and our larger ones too.

  • You’ll never pay more than 0.8% (of the amount you borrow) per day in interest
  • If you default on the loan, the one-off fee is capped at £15
  • You’ll never repay more than your original loan amount in fees and interest

When money is tight, it’s important that you choose a small loans direct lender who will be completely transparent about the full cost of your loan. At QuidMarket, we’re upfront about all costs involved in our small loans online, so you can decide if they’re the right choice for you.

We Offer Small Loans for Bad Credit

When you don’t have the best credit score, being approved even for small short term loans can be difficult. Some lenders may ask you to provide a guarantor or put up collateral to protect themselves in the event you default. That isn’t how we work at QuidMarket. We offer unsecured small loans for bad credit without the need for a family member or friend to co-sign the agreement, and without asking you to risk your car, home or other valuables.

We’re a small loans UK bad credit specialist. Our way of working is that we’re happy to provide small loans for bad credit, simply by making sure that our customers can sustainably afford the repayments on their chosen small loans in the UK for bad credit. It’s simple, but it works.

We do this simply by carrying out affordability checks with each and every small loans application that we receive. It’s part of our commitment to responsible lending, and it also means that our customers can be confident that they’ll be able to manage their small loans repayments. We will still carry out the necessary credit check, but there’s no need to worry or look for small loans with no credit checks.

Of course, circumstances change. If, at any point during your loan term, you think you might not be able to make a particular repayment, just get in touch with us. Our expert and friendly advisors will listen and try to help you arrange an alternative payment plan and avoid defaulting on your small loan for bad credit.

Small Loans Direct Lender with a Big Difference

Here at QuidMarket, we believe in helping hard-working people when faced with a short-term cash flow issue. People are a big part of what we do, from putting our customers’ best interests first, to ensuring we have highly trained and friendly staff who are available to help.

That’s why every application for small loans in the UK for bad credit we receive is looked over by a member of our team. Sure, we could save a little time by automating the process, but we really believe this human element is well worthwhile. It’s what allows us to offer small loans for bad credit fairly and responsibly. We’re still able to offer small loans online quickly and without fuss – the majority of our customers receive their loans on the same day.

If you’re interested in taking out for a small loan for bad credit at QuidMarket, check you meet our eligibility criteria. If the below sounds like you, you’re welcome to apply for our small loans online.

  • Live in the UK
  • Between 23 and 65 years old
  • Have a mobile phone (we send an SMS code during your application)
  • Hold a UK bank account with a valid debit card (we run a verification check that takes 1p)
  • Be in employment and take home at least £1,300 a month

Helping people be confident that they’re making the right choice for their finances is really important to us. You can find more information about our values and processes as a small loans bad credit direct lender on our How It Works page. If you have any more questions about our small loans for bad credit, you’re welcome to contact QuidMarket, and we’ll be happy to help.

Once you’re ready, you can apply for our small loans online today.

QuidMarket are a small loans direct lender, offering short term loans to those in need of emergency cash for an unexpected emergency. With our little loans, you can borrow between £300 to £600 as a new customer, or up to £1,500 as a repeat customer. The loan is to be repaid over a term between 3 to 6 months, which you can choose depending on your circumstances. You can use our loan calculator on the home page to find out how much you could borrow and how much it would cost to repay over your chosen term. Once you feel confident about the figures, you can apply through our online form.

Unfortunately, as part of our eligibility criteria, we ask that you are in employment with a take-home income of at least £1,300. This means that you cannot apply for small loans in the UK with QuidMarket if you are unemployed. However, we are willing to help those with poor credit or past defaults. We are able to offer small loans for bad credit as we base our lending decisions on affordability rather than your whole credit history. We will review your monthly income, essential outgoings, and other financial commitments to ensure that you can sustainably afford the repayments each month. If you need loans for unemployed people, it could be worth considering other options, such as using savings or personal borrowing, before searching for a small loans direct lender online.

In order to make our little loans in the UK sustainably affordable for each and every customer, including our small loans for bad credit, we offer tailored quotes based on your unique financial situation. The amount you repay will vary depending on the loan term you choose, so you can use the handy loan calculator tool on our homepage to work out the costs for the exact loan you need. You can also rest assured that we follow the FCA’s guidelines on costs for short term loans, which means you will never pay more than 100% of the original loan amount.

Warning: You should never pay upfront fees for a short term loan or send money in return for a short term loan. Late repayment can cause you serious money problems. For help, visit: www.moneyhelper.org.uk