At QuidMarket, we offer quick loans to help hard-working people access the funds to cover their short-term financial needs. Our number one priority when offering quick loans in the UK is our customers’ best interests – this means that we never cut corners to speed up the process, and we’ll always make sure you have all the information you need to decide if our quick loans for bad credit are the right choice for you.

You’ll find a great deal of information on quick payday loans – as well as specific information about QuidMarket’s quick cash loans – right here on this page. We’ve also put together a page of FAQs where we’ve answered common queries, but if you can’t find the information you need easily, you can contact QuidMarket and we’ll be more than happy to give you your answer.

One you’re ready, you can apply for our quick loans online.

QuidMarket’s Quick Loans in the UK

  • New customers can borrow between £300 and £600*
  • Returning customers may be eligible to borrow up to £1,500*
  • Flexible repayment terms between 3-6 months
  • Quick loans for bad credit available
  • QuidMarket is an FCA Authorised responsible lender
  • No hidden fees for quick cash loans
  • No guarantor or collateral needed
  • Same day cash transfer wherever possible
  • Quick and easy loan application online
  • Decisions made by humans, not computers

*Loan amounts and repayment terms are dependent on affordability checks

How much do you need?

£300 £1500

For how long?

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This is for illustration purposes only. Your repayment schedule will be confirmed during your application

*All applications are subject to affordability checks*

Representative example: Borrow £300 for 3 months / Interest payable £154.38 / Total amount payable: £454.38 in 3 instalments / 3 payments of £151.46 / Representative 1301.1% APR / Interest rate 292% per annum (fixed) / Maximum APR 1625.5%

Compare short term loans on Clear and Fair

As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer.

What Are Quick Payday Loans?

When you look for quick loans online, the most suitable form of credit will depend on your current situation. You should always consider all options available to you, including using a credit card, borrowing from friends or family, or using money from savings.

If these aren’t available, quick payday loans and short term loans may be a suitable option when you need an instant decision loan to cover the cost of an emergency expense that can’t be put off. Emergency expenses might be your car needing urgent repairs so you can get to work, or your boiler needing replacing so you can have hot water and heating.

Quick payday loans are not the cheapest way to borrow money, and so we do not recommend their use for non-emergency expenses. As a responsible, FCA authorised lender of quick loans in the UK, our aim at QuidMarket is to ensure that when you do need a quick cash loan you can do so safely. We ensure that all customers are able to sustainably afford the repayments on their quick loans for bad credit, and would not approve an application if we suspect it would lead to further financial difficulty.

About Our Quick Loans for Bad Credit

Having a poor credit score can make it more difficult to be approved for quick loans online. At QuidMarket, we work differently, and are happy to consider your quick and easy loan application no matter what your level of credit is. This is because we base our lending decision on whether you can sustainably afford the loan – if you are able to, we won’t turn you down based solely on your credit score.

To offer bad credit loans fairly, we’ll look at your regular income and outgoing payments. If this shows us that you would be able to afford the quick cash loan you have applied for, as well as having plenty of budget left over for other expenses, we’ll usually be able to approve your application.

We also have straightforward eligibility criteria. You’re welcome to apply for our quick loans in the UK if you meet the following:

  • Live in the UK
  • Over 23 years old, and under 65 years old
  • Have a mobile phone (we send an SMS code during your application)
  • Hold a UK bank account with a valid debit card (we run a verification check that takes 1p)
  • Be in employment and take home at least £1,300 a month

The important difference with quick loans for bad credit with QuidMarket is that every single application is underwritten manually by a fully trained member of our team. We don’t rely on automated processes to be able to offer quick and easy loans a few minutes faster. The few extra minutes this takes is well worthwhile, as it allows us to offer quick cash loans fairly and confidently to as many applicants as possible. And we’re able to offer same day loans in most cases.

How to Apply for Our Quick and Easy Loans

Applying for quick loans online with QuidMarket is a straightforward process. Filling out the quick and easy loan application form on our website can be done from a computer, tablet or mobile phone – from anywhere you have Internet access. It could take just a few minutes if you have your information ready and know exactly how much you need to borrow and how long for – but there’s no need to rush this stage. When it comes to quick loans for bad credit – as with all forms of borrowing – it’s best to take your time and be fully confident in your choices.

Firstly, you’ll need to determine how much you need to borrow. It’s a good idea to borrow no more than necessary to pay off the emergency expense you need it for. As with any quick payday loans or short term credit, borrowing extra will lead to paying interest unnecessarily. At QuidMarket, we offer quick cash loans up to £600 for new customers, dependent on affordability checks.

Next, decide how long you need to repay your quick loans in the UK. We offer flexible repayment periods from as little as 3 months and up to 6 months. Extending the loan repayment term for longer will break the cost of each monthly instalment down into smaller amounts, which may be easier to factor into your upcoming budget – however, this will increase the overall cost of your loan as interest builds up over time.

If, during your repayment period, you would like to pay off your loan early you’ll be welcome to. We won’t charge any interest after the day you pay the remaining balance, and we don’t charge early repayment fees either.

QuidMarket’s Quick Loans Online

Once your application has been approved and you have digitally signed your loan agreement, we’ll process the payment immediately. We use Faster Payments which means that the majority of our customers have the funds from their quick loans for bad credit in their bank account within 10 minutes. At QuidMarket, our aim is to show that you don’t have to compromise on being treated fairly, receiving great customer service or making the best decisions for your finances to get quick and easy loans.

As an FCA authorised, responsible lender of quick loans in the UK, it is our duty to perform adequate checks before approving applications for quick loans online. However, we aim to provide you with all the information you need to ensure you can apply for our quick cash loans confidently. We have a dedicated FAQ page where you’ll find answers to the most common queries – but if you need clarification on anything, you’re welcome to contact QuidMarket.

Once you’re ready, you can apply for quick loans in the UK online.

All online applications for a quick loan through us use a secure connection ensuring your personal details are kept safe. You should be able to see the padlock icon in your browser search bar that will confirm this. Whilst we process a loan quickly, this doesn’t mean we compromise on security, so all applicants can have confidence when applying online at QuidMarket. As an ICO registered firm, we adhere to regulatory standards to keep your information securely stored.

We cannot guarantee your application will be successful, however, we are able to help those with bad credit. If you can afford repayments for the loan you require, and we can see this from an assessment of your finances, we can consider your application. Whilst we do perform credit checks as part of the underwriting process, we won’t decline you just for having a bad credit history. If we cannot determine you can afford the loan, we will have to decline your application.

We can pay out the loan amount quickly once you have been approved and documents signed. We always aim to have a decision within 2 hours of submitting your application. However, in some instances this may take longer during busy periods or if you apply outside of business hours. If so, then we will process the next working day. Once processed and approved, you can receive the funds on the same day.

When applying for a quick loan, we do not require you to provide a guarantor. Our loans are designed so you can apply as a sole applicant, even if you have a low credit score. Our eligibility requirements mean we can help many more customers who may have struggled to receive the funds they need elsewhere. If you can afford it, a quick loan can be approved without a guarantor to co-sign your agreement.

Warning: You should never pay upfront fees for a short term loan or send money in return for a short term loan. Late repayment can cause you serious money problems. For help, visit: