Life can throw unexpected situations our way at the least convenient moments, so we realise the need for access to quick cash. If you have an unexpected financial emergency, an unpredicted bill, or a sudden cash flow issue, we’re happy to offer quick cash loans to help cover your immediate costs if affordable for you. Our short term loans can help hard-working people when they need it most, so we provide quick cash in the UK based on affordability. This means that we could help those with a poor credit history, a CCJ, or even past defaults to secure the cash they need – it’s how we’ve helped many people like you get fast cash loans, matching affordable repayments to your budget.
Our quick cash loans enable you to borrow up to £1,500, maximum of £600 as a new customer, when you need to resolve a situation that just can’t wait. You can get a fast decision on whether you’re eligible for immediate loans through us thanks to our simple application form, designed to quickly help identify if a loan is right for you. As direct lenders we make our own lending decisions, we can’t guarantee quick money loans will be approved, but we can look to help you even with a poor credit history – as long as you can afford to sustain the repayments.
At QuidMarket, we take a personal, human approach to our affordability checks, which allows us to offer loans for bad credit where possible. We do not use automated lending, so unlike other lenders, we won’t decline you just for having a low credit score. If you can afford repayments between 3 – 6 months on the loan you need, there’s a good chance we can help you today. If you need cash fast, we always work quickly so you won’t be left waiting for a decision.
When choosing quick small loans through us, we can provide you with a fast online application process. No one wants to be kept waiting for a decision, so we can help by provisionally approving the loan when meeting our minimum eligibility requirements. This way, you’ll know quickly if we can advance your application to the next stage for credit and affordability checks. As we are a Financial Conduct Authority (FCA) authorised direct lender, we need to ensure quick cash loans are sustainable for you. You’ll need to meet the following eligibility:
If eligible, choose the quick cash loan amount and term you’re looking for and complete our short application form. We’ll quickly tell you if you are provisionally approved.
Our professionally trained team will manually determine if the loan is affordable and sustainable for you. If you pass credit and affordability checks, the loan funds can then be transferred.
Once you have your fast cash amount in your bank account, we’ll arrange repayments using a Continuous Payment Authority (CPA) to take payment as per your credit agreement.
Your application for fast easy loans will always be reviewed manually by our professionally trained team – you won’t find automated lending here like other lenders. This way, we can take the time to assess your needs and your affordability even if you have a less than perfect credit rating. We cannot guarantee we can help, but we will see what we can do to approve the cash you need.
We are trusted by our customers to help with urgent cash loans whenever the unexpected occurs, and we work to responsible lending guidelines. This ensures you will always have a secure and dependable option at QuidMarket. As long as we can determine a loan of up to £1,500 is sustainable for you, and you have good reason to borrow, we welcome your application.
There are no hidden fees with our loans either, meaning fully transparent lending so that you can see exactly what to expect when choosing to borrow for 3 – 6 months through us. If you’re looking for immediate loans that can pay out quickly, you can access our website 24/7 to get the help you need.
We always aim to process applications as quickly as possible. Whilst we don’t use automated lending to speed up the process, we have a professionally trained team to review your loan and we aim to provide a decision within 2 hours. This means it’s possible to get same day loans at QuidMarket helping you to resolve an unexpected bill or expense faster. If you want quick cash today, we’ll use the Faster Payments System (FPS) to transfer approved loan funds as soon as we can. Please note, applications outside of our business hours will be processed the next working day.
We can help those with many different financial backgrounds to get a loan online quickly when they need it. It’s possible we can offer fast cash loans to those with bad credit, including those with past defaults, arrears, and CCJs. As we manually evaluate each application, we can assess affordability based on your monthly income, essential outgoings, and other financial commitments, rather than reviewing your whole credit history. If you’re looking at how to get cash fast with bad credit, there’s a chance we can help you, as long as the loan is sustainable.
As a responsible lender, we cannot guarantee your application will be approved until full credit and affordability checks are complete. We can provide provisional approval if you meet our minimum eligibility requirements, however, this is still subject to the information we receive from the Credit Reference Agency (CRA). If approved, cash loans in an instant into your bank account cannot be guaranteed either, but we’ll look to process approved funds as soon as possible within 2 hours.
As a new customer you may be eligible for a quick cash loan up to £600. Only returning customers can apply for up to a maximum of £1,500 if they have settled their first loan in full. The loan amount you could be eligible for will depend on credit and affordability checks, so if we cannot determine whether the loan is sustainably affordable for you, we will have to decline. Use our loan calculator to choose flexible repayments between 3 – 6 months that match your budget before applying, ensuring this can be sustained throughout the loan term.
If you can repay your loan in full early before your loan term is finished, please contact us at any time to discuss an early settlement figure. We do not charge any additional fees to do this. If you are happy with the quoted early settlement figure, we can take the agreed amount on a specified day, and then close your loan.