At QuidMarket, we understand that life can throw unexpected situations our way, which could leave us with financial difficulties, so we realise the need for access to quick cash. No matter if you have an unplanned emergency, an unpredicted bill, or a sudden cash flow issue, we offer quick cash loans to help cover your immediate costs. We offer short term loans to help hard working people by covering their financial gaps, so we provide quick cash online based on affordability. This means that we could help those with poor credit, CCJs, or past defaults to secure the cash they need when they need it most.
While many other lenders use automated processes and computer programs to come to a lending decision, every application with QuidMarket is considered by a human member of the team. This means that even if you have bad credit or have been turned down elsewhere, you may still be able to borrow money with us. Our flexible alternative to payday advance loans allow new applicants to borrow between £300 to £600 for a period of 3 to 6 months, so if you are looking for quick cash loans in the UK, we may be able to help.
- FCA authorised responsible lender
- New customers can borrow between £300 and £600*
- Returning customers may be eligible to borrow up to £1,500*
- Flexible repayment terms between 3-6 months
- No hidden fees
- Poor credit applications considered
- No guarantor or collateral required
- Quick and easy application
*Loan amounts and repayment terms are dependent on affordability checks
What Are Quick Cash Loans In The UK?
Quick cash loans can be applied for online and will usually provide you with the funds that you need as quickly as possible. There are many lenders who offer quick cash online who claim to provide instant lending decisions and cash transfers within an hour of approval, so you can have immediate access to funds when you need it most.
At QuidMarket, we respond to all of our quick cash applications as soon as we can. We take a personal, human approach to our affordability checks, which allows us to cater to a wide range of needs and offer loans for bad credit, but it also means that we are unable to give a definite estimate on our response time. However, we aim to process applications and have a lending decision within 2 hours, plus cash transfer on the same day if you have applied on a weekday. During busy periods, our process may take a little longer and any applications received outside of business hours will be processed the next working day.
What Can Quick Cash Be Used For?
Our loans are designed for those who need help with short term financial issues, such as urgent car repairs or a broken down boiler. They are designed to tide you over until your next payday to help you through temporary financial hardship or to cover unexpected expenses. As we offer quick cash from £300 to £600, we do not recommend that our loans be used in the place of financial options for larger expenses, such as long term loans or holiday loans. Instead, our quick cash online should be used like emergency loans, to cater to any unanticipated expenses or gaps in your finances.
Do You Offer Quick Cash For Bad Credit?
QuidMarket was launched in 2011 to help hard working people with their financial struggles, no matter their background or credit history. We are proud to offer poor credit loans and CCJ loans to those who need quick cash loans in the UK, and will always take a personal approach to ensure affordability.
When conducting our checks, we will review your monthly income, essential outgoings, and any other financial commitments to make sure that you are able to comfortably make repayments each month. We have our customers’ best interests at heart, so if we feel that you would be unable to make repayments or left out of pocket each month, we would need to decline your quick cash application for your own wellbeing.
Choose QuidMarket For Quick Cash Loans In The UK
You can be confident that you are in reputable and safe hands when searching for quick cash online from QuidMarket. We have made the application process for our loans easy, so that we can take the time to evaluate each submission and ensure affordability. We will also aim to transfer your required cash within the same day as your approval to help you cover your cash issues when you need it most. Here are a few more reasons why you should consider QuidMarket:
- FCA Authorised – we are proud to hold accreditation from the FCA, which makes us a trusted and reputable lender.
- Flexibility – we strive to keep all our financial solutions as flexible as possible, offering applicants the chance to repay their instalment loans over a term that suits them. Whether you need cash to cover an emergency or a temporary money flow issue, our short term loans may be able to help.
- Options For Bad Credit – as we take the time to assess all applications for affordability, we may be able to help those with bad credit. Instead of viewing your whole credit history, we focus on your monthly income, essential spending, and other financial commitments to come to a lending decision.
- No Hidden Fees – we are completely transparent with our fees, so we can guarantee no nasty surprises or hidden fees. We do not charge late payment or upfront costs, and instead, explain the loan and repayments clearly before coming to an agreement.
If you have any more questions about our quick cash loans in the UK, you may be able to find the answer in our FAQs. If not, please do not hesitate to contact us and our friendly team will be on hand to help.
Quick cash usually refers to loans that offer quick approvals and cash transfers. Many lenders advertise as providing lending decisions within minutes or cash transfer on the same day as applying. At QuidMarket, we cannot give a definite estimation due to our personal approach to checks, but we aim to have a lending decision within 2 hours of receiving a completed application and offer same day cash transfer. If you apply outside of working hours, we will review your application on the next working day.
We cater to individuals from a range of financial backgrounds, so we offer quick cash online to those with bad credit, past defaults, and CCJs. As we personally evaluate each application, we can assess affordability based on monthly income, essential outgoings, and other financial commitments, rather than reviewing your whole credit history. This means that no matter your cash issues or past problems, we may be able to help.
If you find that you are able to repay your loan early, you can contact us at any time to discuss an early settlement figure. We only charge interest for the days that you have the loan for, so we will calculate the interest charges up to the day that you want to clear the loan. If you are happy with the early settlement figure, we will take the agreed amount on the specified day, then close your agreement.