Quidmarket will never charge you any fees. You should never pay upfront fees for a loan or send money in return for a loan.
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Alternative To Peachy Loans

Peachy Loans are no longer accepting applications for new or existing customers. Need an alternative to Peachy loans? Apply for our flexible, affordable short term loans at QuidMarket.

As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer. *Applications submitted outside normal business hours will be processed on the next working day. *All applications are subject to affordability checks*

Representative example: Borrow £300 for 3 months / Interest payable £154.38 / Total amount payable: £454.38 in 3 instalments / 3 payments of £151.46 / Representative 1299.6% APR / Interest rate 292% per annum (fixed) / Maximum APR 1625.5%

Compare short term loans on Clear and Fair

I Would Like To Borrow

£500
£300 £1500
3 Months
4 Months
5 Months
6 Months
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Month 1

£

Month 2

£

Month 3

£

Month 4

£

Month 5

£

Month 6

£

As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer. *Applications submitted outside normal business hours will be processed on the next working day. *All applications are subject to affordability checks*

Representative example: Borrow £300 for 3 months / Interest payable £154.38 / Total amount payable: £454.38 in 3 instalments / 3 payments of £151.46 / Representative 1299.6% APR / Interest rate 292% per annum (fixed) / Maximum APR 1625.5%

Compare short term loans on Clear and Fair

Help With Your QuidMarket Loan

We want you to be completely confident in your Peachy Loans’ alternative choice, so there is no pressure to make a decision immediately. Instead, take the time to browse other alternatives to a Peachy loan and see which would work best for you.

QuidMarket however, could be your ideal choice! We offer flexible and competitive short-term loans for terms starting at 3 months to cover any temporary financial issues. Find out more about our alternatives to Peachy Loans. If you have any further questions, you may be able to find the answer on our FAQs page. If not, please contact us at QuidMarket and our friendly team will be happy to help.

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Why Apply For A QuidMarket Loan

While we recommend that you shop around online to find your ideal alternative to Peachy payday loans, we think that QuidMarket is an option to consider. You should research your desired loan provider and compare against Peachy Loans reviews to reach a conclusion, but here are just a few reasons why we think you should consider QuidMarket:

Easy To Apply You can apply for a QuidMarket short-term loan in minutes using our online application form. Just tell us how much you need to borrow.
Affordable Our team of experts will work with you to ensure that you don’t borrow more than you can afford to repay in the coming months.
Trusted Lender We follow the guidelines set out by the Financial Conduct Authority and are authorised to lend by the FCA – showing that we are a respected and trusted direct lender.

Assessed By Experts

We believe in providing a personalised approach to lending. Unlike other lenders who rely on automated systems to make lending decisions, we take the time to manually review every application.

Our expert team carefully assesses each customer’s application to determine their eligibility for a loan. This allows us to provide a more accurate assessment of affordability and suitability for each customer, rather than relying solely on computer algorithms. We understand that every customer is unique and may have different circumstances that impact their ability to repay a loan. Our expert assessment process takes this into account to ensure we provide the best possible service and support to our customers.

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Options For Bad Credit

QuidMarket started with the aim to assist hardworking individuals, regardless of their credit history. We carefully consider all loan applications, focusing on affordability to prevent any additional financial strain. Rather than solely relying on your credit score, we evaluate factors such as your regular monthly income, essential expenses, and existing financial obligations to make a lending decision. This approach allows us to make fair and responsible lending decisions, ensuring that you receive the support you need while avoiding any potential financial difficulties.

Apply Now For Flexible Peachy Loan Alternatives

We understand that everyone’s financial situation is unique, which is why we offer flexible loan options to accommodate different needs and circumstances. Our loans are designed to be accessible to people from various financial backgrounds and situations. We provide every applicant with the ability to choose a repayment term that suits them, and we offer loan amounts that are tailored to their financial needs, whether they have bad credit or a temporary cash flow issue. Our loans range from £300 to £600 for new applicants, with amounts of up to £1,500 available for repeat customers, and there are various amounts in between.

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Apply To QuidMarket For A Peachy Loans Alternative

We are a direct lender that offers short-term loans based on affordability to applicants from a range of financial backgrounds and circumstances. This means that we are able to cater to a wider scope of needs, such as CCJ loans and loans for emergency situations, as we take a personalised approach to each application that is submitted on our website.

With a number of Peachy Loans alternatives available, it can be difficult to know which lender to turn to. However, at QuidMarket, we cut out the hard work for you. All you need to do is complete our online application form, tell us how much you want to borrow and the length of your repayment term. We then assess your application to come to a lending decision, rather than relying on an automated computer programme.

We provide a short-term alternative to payday loans like Peachy, which could be easier to manage and offer you a flexible repayment term. We have helped many people over the years with our flexible approach to lending, providing them with the money that they need when they need it most. Our application is a simple 3-step process:

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  • 01 Application Process

    Our application is fast and easy, and you’ll receive a decision in principle minutes after it’s completed.
  • 02 Approvement Process

    Our experienced team then conducts credit and affordability checks to ensure you can afford the loan.
  • 03 Loan Repayment

    We set up a Continuous Payment Authority (CPA) on your bank account for automatic repayments until the loan is fully repaid.

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Peachy Loan Alternative FAQs

Peachy Loans online offered short term loans and payday advance loan alternatives in the UK until they went into administration in 2020. However, while they were still operating, Peachy Loans reviews show that they were a friendly, reputable business that strived to keep the customer as their focus. Since their date of closing, they are no longer accepting loan applications from new or current customers, prompting many people to search for alternatives to Peachy Loans online. Thankfully, there are still lenders available who can offer competitive loans with rates and terms to suit your needs or financial situation.

One alternative to consider is QuidMarket, as we also provide short-term alternatives to payday advance loans. We have been operating online since 2011 to help hard-working people meet their financial needs, whether they have an emergency loans situation to handle or a temporary cash flow issue. We offer a simple short-term loan application process, particularly for those who need bad credit loans due to a poor credit score, and take a personal approach to each application to check affordability. If you are looking for a Peachy payday loans alternative, we may be able to help.

As a new customer, you can borrow up to £600 with QuidMarket loans. However, the amount you can borrow is subject to affordability checks and other lending criteria. If you are a repeat customer and have successfully repaid your previous loans on time, you may be eligible to borrow up to £1,500. It is important to note that you should only borrow what you can afford to repay, and you can use our loan calculator to estimate the total cost of your loan before applying.

To be eligible to apply for our short-term loans here at QuidMarket, you must:

  • Be between the ages of 23 and 65.
  • Be a resident of the United Kingdom.
  • Have a valid mobile number to receive text messages.
  • Possess a current UK bank account with a valid debit card.
  • Be employed and receive a take-home salary of at least £1,300 per month.

If you meet these criteria, you can apply online right now. We only ask for the information that we need to process your loan application, which will then be passed to our experts for them to conduct the appropriate checks. To start your application for a short-term loan, simply click Apply Now.

After verifying and provisionally approving the information on your application, our trained professionals will process it as quickly as possible. We aim to provide a decision within 2 hours, so in some cases, we may be able to offer same day loans. However, during busy periods, the process may take a little longer. Applications received outside of business hours will be prioritised the following working day.

We will deposit the funds directly into your bank account using the Faster Payments System (FPS). This means that the funds should be available within minutes of the transfer. Although it is rare, it may take up to 2 hours for your bank to make the funds available for you to withdraw.

Yes, we offer bad credit loans. We provide loans for people with poor credit history, and our team of underwriters will evaluate your affordability and ability to repay the loan. This implies that having bad credit will not necessarily make you ineligible for a loan. Each loan application is reviewed by our experienced team, who meticulously assess each application to determine its suitability for approval.

Representative example: Borrow £300 for 3 months - Interest payable £154.37 - Total amount payable: £454.37 in 3 instalments - 3 payments of £151.46 - Representative 1299.6% APR - Interest rate 292% per annum (fixed). Repayment periods are 3 months to 6 months, Additional options may be available to you as a repeat customer. Total Maximum APR = 1625.5%
Quidmarket is a trading name of Stagemount Limited Authorised and regulated by the Financial Conduct Authority, our firm reference number is: 677995. Registered Office; Stagemount Ltd, 6 Broadway, Nottingham NG1 1PS. Registered in England and Wales company number: 07259223. Data Protection: Z2501836. Copyright © 2023 QuidMarket Loans – Short Term Loans.
Warning: Late repayment can cause you serious money problems. For help, visit: www.moneyhelper.org.uk