Quidmarket will never charge you any fees. You should never pay upfront fees for a loan or send money in return for a loan.

No Credit Check Loans

No credit check loans are loans where the lender doesn't run a credit check on the borrower. These loans are typically targeted towards individuals with poor or no credit history, but they aren’t your only choice. QuidMarket offers short term loans for bad credit borrowers.

I Would Like To Borrow

£500
£300 £1500
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Month 1

£

Month 2

£

Month 3

£

Month 4

£

Month 5

£

Month 6

£

As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer. *Applications submitted outside normal business hours will be processed on the next working day. *All applications are subject to affordability checks*

Representative example: Borrow £300 for 3 months / Interest payable £154.38 / Total amount payable: £454.38 in 3 instalments / 3 payments of £151.46 / Representative 1302.3% APR / Interest rate 292% per annum (fixed) / Maximum APR 1625.5%

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We're Trusted Lenders

Using QuidMarket for a short term loan is a safer option than choosing a lender that doesn’t perform any credit checks. Without a credit check, you may be charged higher interest rates and fees with no credit check loans from direct lenders. That means that you could end up with a debt that you cannot afford to pay back. As FCA approved direct lenders, at QuidMarket we follow transparent and responsible lending practices, providing flexible repayment options and no hidden fees.

154k+
Successful approved loan applications.
£68m+
Lent to customers in short term loans.
2800+
5 star customer reviews on Trustpilot.
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Are Loans With No Credit Check Right For You?

Credit Checks – QuidMarket offers a safer alternative to payday loans with no credit check. Unlike no credit check loans from other direct lenders, we perform a soft credit check during the initial application process, which will not affect your credit score. If eligible, we’ll then perform full credit and affordability checks to ensure the quick cash loan is right for you.

Repayment Options – QuidMarket offers flexible repayment options, with the option to repay over 3 to 6 months. This means you can repay your loan in smaller, manageable instalments, helping you to stay on top of your finances.

Loans With No Credit Check

A payday loan with no credit check is a popular choice for individuals with a poor credit history or no credit. However, these types of loans can often come with high-interest rates and fees, making them a risky option for borrowers. The Financial Conduct Authority (FCA) regulates the lending industry in the UK and has set out specific rules and guidelines for lenders to follow. These regulations are designed to protect consumers and ensure that lenders are following responsible lending practices.

At QuidMarket, we understand the importance of these regulations, taking our responsibility as a direct lender seriously. We are regulated by the FCA and adhere to their guidelines to ensure that our lending practices are transparent and responsible. When you apply for a loan with QuidMarket, we will perform a soft credit check to assess your affordability, rather than just your credit history. This means that we will take into account your income and outgoings to determine whether you can afford the loan you are applying for. We will never lend you more than you can afford to repay.

  • 01 Application Process

    Our application process is quick and easy. Within minutes of submitting your application, you’ll receive a decision in principle agreement.

  • 02 Underwriting Process

    Our experienced underwriting team will carefully assess your application and conduct credit and affordability checks to ensure that you can afford the loan.

  • 03 Loan Repayment

    We’ll set up a Continuous Payment Authority (CPA) on your bank account, which will automatically process your repayments until your loan is fully repaid.

Why Apply For a Loan With QuidMarket

Selecting a QuidMarket loan is an excellent alternative to a payday loan with no credit check. With QuidMarket, you’ll experience personalised lending, where we look at your application closely to determine whether it would be responsible to lend to you.

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An Alternative to No Credit Check Loans in the UK

When it comes to short-term lending, choosing a responsible lender is crucial. While payday loans with no credit check may seem like a quick fix, they often come with hidden fees and high-interest rates, which can trap borrowers in debt. At QuidMarket, we offer a safer and more human alternative to payday loans with no credit check. Our focus is on responsible lending practices that prioritise the individual needs of our customers.

We understand that everyone’s financial situation is unique, which is why we take the time to carefully assess each application. Our experienced underwriting team conducts thorough credit and affordability checks to ensure that our customers can afford the loan they are applying for. We don’t just rely on credit history. We also consider factors such as income and outgoings. So, if the loan is affordable for you, we could look to help you today.

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icon check image Easy To Apply Our application process is quick and easy, designed to be user-friendly and easy to understand.
wallet image icon Affordable We offer flexible repayment plans that are tailored to help you stay on track with your repayments.
thumbs up image Trusted Lender We are a trusted lender authorised by the Financial Conduct Authority.

Related News / Guides

UK No Credit Check Loans FAQs

A no credit check loan is a type of loan that does not require a credit check as part of the application process. While this may seem like an attractive option for those with poor credit or no credit history, it’s important to note that these payday loans with no credit checks can be difficult to pay back.

At QuidMarket, we offer a responsible alternative to bad credit loans with no credit check. We understand that credit history is just one aspect of a person’s financial situation, and we take a more holistic approach when assessing loan applications. Our experienced underwriting team conducts credit and affordability checks to ensure that our customers can afford the loan they are applying for, without falling into financial difficulty.

We offer a range of short-term loans and payday loans that are designed to meet the individual needs of our customers. You won’t find payday loans with no credit checks here. Our loans come with no fees and flexible repayment options, so you can borrow what you need and repay it at a pace that suits you.

While some lenders may offer loans with no credit checks, it’s important to note that these loans are difficult to get and even harder to repay. At QuidMarket, we do not offer loans with no credit checks because we believe in responsible lending and ensuring that our customers can afford the loans they apply for.

We understand that a poor credit history can make it more difficult to access credit, which is why we take a more understanding approach to lending. Our experienced underwriting team considers a range of factors when assessing loan applications, including income, expenses and credit history, to ensure that our customers can afford the loan they are applying for.

While we don’t offer loans with no credit checks, we do offer an alternative that can help you achieve your financial goals without getting trapped in a cycle of debt. With our flexible repayment plans and transparent fees, you can borrow what you need and repay it at a pace that suits you.

While bad credit loans with no credit check may seem like an attractive option for those with poor credit or no credit history, they often come with high-interest rates that make repayments difficult. Avoid the risks of quick loans with no credit check and apply at QuidMarket for a responsible and affordable alternative.

We conduct a soft search when you apply for a loan, which allows us to assess your creditworthiness without impacting your credit score. Our experienced underwriting team will also assess your income, expenses, and other financial factors to determine if you can afford the loan you are applying for. We offer a range of short-term loans and payday loans that come with flexible repayment plans and transparent fees. Short-term loans with no credit check may seem like a great idea, but you have to consider which lenders have your best interests in mind.

When you apply for a short-term loan with QuidMarket, you’ll enjoy several benefits. Our online application process is easy to understand and takes just a few minutes to complete. You’ll receive a decision in principle within minutes of submitting your application. We offer flexible repayment plans that can be tailored to your budget and needs. You can choose to repay your loan over a period of up to 6 months, making it easier to manage your finances.

QuidMarket is authorised and regulated by the Financial Conduct Authority (FCA), meaning we adhere to strict guidelines when it comes to lending. This gives you peace of mind that you are dealing with a responsible and trustworthy lender who doesn’t offer short-term loans with no credit check.

At QuidMarket, we have specific eligibility criteria that you need to meet to apply for our loans. To be eligible, you must meet our criteria listed below:

  • Be between the ages of 23 and 65
  • Be a resident of the United Kingdom
  • Have a valid mobile number to receive text messages
  • Possess a current UK bank account with a valid debit card
  • Be employed and receive a take-home salary of at least £1,250 per month

When you apply for a loan with us, we conduct affordability checks and may ask for additional documentation to verify your income and employment. It’s important to fill out the application form accurately to avoid any mistakes and ensure a smooth process.

To prioritise responsible lending and protect our customers’ best interests, we may decline your application if we believe that you may struggle to repay the loan. Our goal is to help you avoid financial difficulties and prevent missed repayments that could negatively impact your credit score – which is why we avoid quick loans with no credit check. We also run checks with Credit Reference Agencies and Fraud Prevention Agencies to ensure the safety and security of our lending practices.

Warning: Late repayment can cause you serious money problems. For help, visit: www.moneyhelper.org.uk