Quidmarket will never charge you any fees. You should never pay upfront fees for a loan or send money in return for a loan.

Moneyboat Alternatives

Want to find an affordable alternative to Moneyboat loans? Here at QuidMarket, you can apply for a small, short term loan between £300 - £600 as a new customer, with 3 – 6 months repayments available. Find out more about our Moneyboat alternatives and apply now.

I Would Like To Borrow

£500
£300 £1500
Apply Now

Month 1

£

Month 2

£

Month 3

£

Month 4

£

Month 5

£

Month 6

£

Representative example: Borrow £300 for 3 months - Interest payable £154.38 - Total amount payable: £454.38 in 3 instalments - 3 payments of £151.46 - Representative 1303.10% APR - Interest rate 292% per annum (fixed). Repayment periods are 3 months to 6 months, Additional options may be available to you as a repeat customer. Total Maximum APR 1625.60%

As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer. *Applications submitted outside normal business hours will be processed on the next working day. *All applications are subject to affordability checks*

Representative example: Borrow £300 for 3 months / Interest payable £154.38 / Total amount payable: £454.38 in 3 instalments / 3 payments of £151.46 / Representative 1303.10% APR / Interest rate 292% per annum (fixed) / Maximum APR 1625.60%

Compare short term loans on Clear and Fair

Why Choose Quidmarket

When exploring different loan options online, you don’t want to forget about our affordable repayment terms here at QuidMarket. We ensure we can give you a loan that matches your budget, is simple to apply for and could be approved in minutes for same-day payout where possible. As a trusted and viable alternative to Moneyboat and other lenders, we offer loans tailored to meet your financial needs, whether looking for £400 loans as a new customer or something larger like £1,500 loans if you’re an existing customer. Please note, customers should only apply for the amount of loan they need.

  • Easy To Apply
    Our online application process is quick and straightforward. You can complete our simple loan application form within minutes.
  • Affordable
    We prioritise responsible lending. Our team of experts at QuidMarket works closely with you to ensure that your loan is affordable within your budget.
  • Trusted Lender
    As an authorised and regulated lender by the Financial Conduct Authority (FCA), we adhere to strict lending guidelines to provide safe and secure loans to our customers.
  • 100% Secure
    Your details will be 100% secure when entered on our website, providing a compliant and safe environment to apply online.
  • No Hidden Fees
    We do not add hidden fees to your loan, and work with full transparency. You will not find any admin fees or upfront fees, and we do not charge for late payment or early settlement.
  • No Guarantor Required
    We do not require you to have a guarantor for a loan at QuidMarket, even if you have a history of poor credit. Apply with confidence as a sole applicant.

With flexible repayment options between 3 – 6 months and affordable interest rates, we offer transparency throughout the approval process, and we do not charge any hidden fees. Responsible lending is very important to us, so we’ll ensure you won’t be offered a loan that you cannot afford to repay – choose QuidMarket as a Moneyboat alternative and we’ll help you get the cash you need fast without the fuss.

A sign saying short term loan surrounded by stacks of coins
sustainable investing
couple read over document in kitchen
mid-close-up of man and women reading over a document

Who are Moneyboat

Moneyboat is a UK-based direct lender under the trading name of Evergreen Finance London Limited. They offer short-term loans ranging from £200 to £1,500 with flexible repayment terms available up to 6 months with a minimum of 2 required (either weekly or monthly), designed to match borrowers’ pay dates. New customers can choose loans between £200 to £800 with existing customers able to borrow up to £1,500.

FCA-authorised, Moneyboat is a responsible lender that ensures customers can afford their loans before approval and offers no hidden fees, with a flat interest rate of 0.7% per day (maximum APR 939.5%). They are committed to transparent and secure lending practices like us at QuidMarket, delivering quick funding once approved.

 

Choosing Alternative Loans to Moneyboat

It’s always best to make an informed decision before applying for a loan, one based on the facts. That’s why, as we know you have plenty of choices online from payday loans to personal loans, we want to help you understand the options available and how we compare. Here you will find information about loans from Moneyboat but also how we can offer an affordable alternative. It’s all about making the most informed decision possible before you go ahead.

By having all the information you need about Moneyboat, as well as other alternatives available, you can then easily compare and decide which option is going to help you resolve your situation and help you repay quickly. Not everyone’s situation is the same, nor is their credit history and budget. If you’re considering Moneyboat loans, we’ll help you make a confident decision that is best for your finances, saving you time when searching online.

Choosing Alternative Loans to Moneyboat

It’s always best to make an informed decision before applying for a loan, one based on the facts. That’s why, as we know you have plenty of choices online from payday loans to personal loans, we want to help you understand the options available and how we compare. Here you will find information about loans from Moneyboat but also how we can offer an affordable alternative. It’s all about making the most informed decision possible before you go ahead.

By having all the information you need about Moneyboat, as well as other alternatives available, you can then easily compare and decide which option is going to help you resolve your situation and help you repay quickly. Not everyone’s situation is the same, nor is their credit history and budget. If you’re considering Moneyboat loans, we’ll help you make a confident decision that is best for your finances, saving you time when searching online.

icon check image Easy To Apply You can apply for a QuidMarket short-term loan in minutes using our online application form. Just tell us how much you need to borrow.
wallet image icon Affordable Our team of experts will work with you to ensure that you don’t borrow more than you can afford to repay in the coming months.
thumbs up image Trusted Lender We follow the guidelines set out by the Financial Conduct Authority and are authorised to lend by the FCA – showing that we are a respected and trusted direct lender.

Eligibility to Apply with Quidmarket

To apply today with QuidMarket, you’ll need to meet the following eligibility criteria, which you’ll see enables many people the chance to find emergency loans when they need them:

  • Be between the ages of 23 and 65.
  • Be a resident of the United Kingdom.
  • Have a valid mobile number to receive text messages.
  • Possess a current UK bank account with a valid debit card.
  • Be full-time or part-time employed.
  • Earn a take-home salary of at least £1,250 per month.

We don’t expect you to meet a minimum credit rating requirement as we know this shouldn’t be a barrier to getting financial help, so we can look to help if you are someone with a poor credit rating. We can’t guarantee approval, but we’ll do our best to match our loan options with your budget for a loan you can sustain throughout the repayment term.

When you do choose to apply, be sure to choose a repayment term between 3 – 6 months that matches your affordability. If we cannot determine whether the loan is sustainably affordable for you, we will have to decline your application. Check your finances before applying and use the sliders above to adjust the loan amount and repayment term you need. You’ll be able to see how much the total loan amount will be including the interest charges and make an informed decision.

Applying for Moneyboat Loan Alternatives

We strive to offer highly flexible loan options as Moneyboat alternatives, tailored to each applicant’s needs. Whether facing a temporary cash flow issue or an unexpected emergency that needs to be resolved fast, our same day loans can provide the financial support you’re looking for. With £300 to £600 available for new applicants, and up to £1,500 for those who have repaid a previous loan in full with us, we hope we’ll be able to approve the cash you need so you can get your finances back on track.

Remember, we don’t charge any hidden or upfront fees and there is no charge for late payment either. We ensure transparency throughout the application process by explaining all loan terms and repayments clearly before finalising the agreement.

woman messaging
loan application

Related News / Guides

Moneyboat Loan FAQs

We offer competitive interest rates that you’ll see are comparative to Moneyboat loans and other lenders. You can compare loan options on Clear and Fair to help you see how much a loan will cost through us against other lenders.

Moneyboat representative example (as of Aug 2024): Borrow £400 for 4 months / 4 monthly repayments of £149.37 / Total repayment: £597.48 / interest rate p.a. (fixed) 255.5%. Representative APR 939.5%.

Yes, we do not turn away applicants with a poor credit history. Whilst some lenders will expect a minimum credit score, we focus on your affordability and whether the loan is sustainable. This is similar to how Moneyboat works, ensuring you can get the cash you need in an emergency,

Moneyboat states they are unlikely to help those with CCJs or bankruptcy, however, whilst we also cannot help you if you are bankrupt, we may be able to help those with CCJs if the loan is sustainable and will not cause further financial difficulties.

Yes, if you want to repay your loan in full earlier than the agreement term, all you have to do is contact us and we’ll provide an early settlement figure. We do not charge an early repayment fee which is the same as Moneyboat.

No, we do not charge a late payment fee for missing a repayment, but you will need to contact us to arrange for repayment as soon as possible. Moneyboat will charge an initial payment fee of £15 if they have not received payment within 3 days from the agreed repayment date – we do not charge for this at all.

Warning: Late repayment can cause you serious money problems. For help, visit: www.moneyhelper.org.uk