Are you facing an emergency expense or financial emergency? Applying for loans UK with QuidMarket could help. Use our loan calculator to find flexible repayment options to suit your requirements with no guarantor or collateral required. Apply for UK loans today.

  • Borrow between £300 and £600* as a new customer
  • Apply for up to £1500* as a returning customer
  • Repayment terms remain flexible between 3-6 months
  • No hidden fees
  • FCA authorised responsible lender
  • Quick and easy application
  • Bad credit considered

*Loan amounts and repayment terms are dependent on affordability checks


How much do you need?

£300 £1500

For how long?

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This is for illustration purposes only. Your repayment schedule will be confirmed during your application

*All applications are subject to affordability checks*

Representative example: Borrow £300 for 3 months / Interest payable £154.37 / Total amount payable: £454.37 in 3 instalments / 3 payments of £151.46 / Representative 1293.3% APR / Interest rate 292% per annum (fixed) / Maximum APR 1625.5%

Compare short term loans on Clear and Fair

As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer.

What Are The Different Types Of UK Loans?

The phrase ‘UK loans’ is used to describe all manner of loans and borrowing available in the UK. At QuidMarket, we specialise in short-term borrowing, designed to aid those facing a financial emergency. This could include unexpected bills and other situations such as:

  • Broken down car or unexpected car repairs that can’t wait
  • Repairing or replacing necessary household appliances
  • Medical or dental emergencies
  • Unanticipated or emergency travel
  • Bills that were bigger than expected

There are a number of other UK loans available that may be a more suitable alternative for the type of borrowing you require, such as borrowing from friends and family, authorised overdrafts, a credit card, a bank loan or other form of personal finance. Loans UK allow you to borrow a fixed sum of money over a set period of time which is agreed to at the point of application. When applying through QuidMarket, you are able to borrow from £300* which can be repaid over a minimum of a 3-month period. This is where we differ from traditional payday loans which you would be required to pay back upon your next pay check. This allows us to be more flexible for our customers needs.


How Much Can I Borrow With UK Loans?

When borrowing loans UK, there are a number of options that you can consider depending on the lender and their specific requirements. Some lenders can offer as little as £50 while others have higher minimum loan rates in place. Here at QuidMarket, you can borrow from £300* as a new borrower and up to £1500* as a returning customer. We remain flexible and fair with our lending process as part of our commitment to be a responsible lender, and in order to provide our customers with the assistance they need when faced with a financial emergency.

Loans UK Eligibility Criteria

Unlike many financial institutions such as banks, we will consider lending to you even if you have bad credit as our loan applications are focused more on your affordability. This is assessed during the application process based on your monthly outgoings and income as well as the amount you’re looking to borrow. We also have strict eligibility criteria to ensure we’re maintaining our responsible lending. Take a look at our eligibility criteria below to see if you can borrow loans UK with QuidMarket.

  • Must be a UK resident
  • Must be aged 23 at the time of applying
  • Must be in full or part time employment
  • Must receive a regular salary of over £1300 per month
  • Must have a UK bank account
  • Must have a mobile phone

Additional documentation may be required as part of the affordability checks undertaken as part of the application process.


How Does Applying For Loans UK Work?

The application process of applying for loans UK is fast and simple here at QuidMarket. All you have to do is to select the loan amount that you are looking to borrow and select the number of months that you want to repay the loan over. Throughout the application process, you will need to fill out some personal information as well as employment and some financial information. Then, you will need to set up a Continuous Payment Authority by inputting your card details for the repayments.

We process each individual application manually and will always perform an affordability assessment on each application using the information you submit, and the information held on a Credit Reference Agency. If approved, the loan will be paid into your bank account on the next available funding run. Apply online for loans UK through QuidMarket today.

Why Choose QuidMarket For UK Loans?

At QuidMarket, we are fully compliant and regulated by the Financial Conduct Authority (FCA). We pride ourselves on being a responsible and fair lender, assisting all those who are facing a financial emergency with the option to obtain UK loans that meet their requirements. With our strict criteria and commitment to responsible lending, and the ability to lend to our customers based on affordability rather than credit score, we may be the solution to help.

In addition, if you want to repay your loan early there’s the possibility to contact us at any time and we will only charge interest for the days in which the agreement is still outstanding. For our repeat customers, we have an ‘Existing Customer Area’ where you can apply for short term loans over a 3-6 month period. Again, these are underwritten manually and therefore will be based on your affordability. Apply for UK loans online with QuidMarket today.




Yes, your UK loans when applied through QuidMarket are sourced from us as a direct lender. We process all our applications manually meaning our loans are for humans, by humans and we take affordability very seriously.

All of our loans UK are no guarantor loans, and we do not require security against any assets or valuables like a secured loan would require either. This helps to ensure our loans UK remain flexible for the customers who need them most.

Warning: Late repayment can cause you serious money problems. For help, visit: