There are many lenders of loans like Provident who are no longer available to borrow from online. Whether you are an existing customer of Provident or have borrowed from them in the past and would like to again, at QuidMarket we can provide a trusted alternative. If you are wanting to borrow between £300 – £600, we can help you as a new customer and provide a quick decision.

If you want to learn more about us and why loans like Provident are no longer available, please read the information on this page below for more details. To apply for a short term loan through QuidMarket today, all you need to do is choose the amount and repayment term you require using the sliders on the right and click apply now. You can fill in our short application form and we’ll give you a lending decision as soon as possible, with many approved applicants receiving the cash the same day.


How much do you need?

£300 £1500

For how long?

Apply Now

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This is for illustration purposes only. Your repayment schedule will be confirmed during your application

*All applications are subject to affordability checks*

Representative example: Borrow £300 for 3 months / Interest payable £154.38 / Total amount payable: £454.38 in 3 instalments / 3 payments of £151.46 / Representative 1301.1% APR / Interest rate 292% per annum (fixed) / Maximum APR 1625.5%

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As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer.

Who are Provident Loans?

Provident Personal Credit were a short term loan lender that provided cash loans to customers online as well as doorstep loans. Customers could apply via mobile, tablet or desktop by accessing the website and completing their details for an application. With their doorstep loans, this meant a representative of Provident would visit the home of an applicant and provide an in-person service. This included both new applications of between £100 – £1000 as well as the collection of repayments. Repayment terms offered would depend on the loan amount, with 13, 26 or 52 week repayments offered to customers.

Provident has ceased to provide loans since 31 December 2021, meaning no new applications can be made for borrowing. Loans like Provident included Satsuma Loans as well as Vanquis which were other products under the Provident Financial Group.

At QuidMarket, we have always offered our customers flexibility. We do not provide doorstep loans, however, we’ve made it simple to apply online. Rather than start an application online and then be visited at home, a feature of loans like Provident, you can apply completely online, 24/7, whenever you need us. We also provide monthly instalments of between 3 – 6 months, making it easier to repay once a month rather than once a week, which was required with loans like Provident.


Choosing an Alternative to Provident

If you have used loans like Provident in the past, there are many alternative loan lenders to choose from that offer a similar product. Choosing one that fits your needs will depend on how much you are looking to borrow and what you can afford to pay each month. How quickly you require the loan will also be a factor, as some providers may not be able to transfer any approved funds on the same day you applied. If you have an emergency expense that needs to be resolved quickly, you’ll want to use a trusted direct lender that will make the application process as short and easy as possible. They should also be Financial Conduct Authority (FCA) authorised and adhere to responsible lending guidelines, ensuring you can afford the loan you want.

At QuidMarket, we provide all of this with our affordable loans that will ensure you can choose the terms and amount you need and get approved quickly. Whilst we do not offer guaranteed loans, we can help those with a poor credit rating who may have been declined elsewhere. If we can determine during credit and affordability checks that the loan is affordable for you, there’s a chance we can help you today.

How QuidMarket can Help You

There are many features we can provide when applying for an online loan through QuidMarket. We want our customers to be able to choose a flexible, short term option that helps them quickly resolve an expense whenever they need it. If you have any questions, please contact us.

• New customers can borrow between £300 and £600*
• Returning customers may be eligible to borrow up to £1,500*
• Flexible repayment terms between 3-6 months
• QuidMarket is an FCA Authorised responsible lender
• No hidden fees, transparent terms
• No guarantor required to apply
• Bad credit applicants welcome
• We are direct lenders in the UK – no broker fees!
• Quick and easy application form
• Decisions made by humans, not computers
• Receive the cash the same day as approval where possible

*Loan amounts and repayment terms are dependent on affordability checks

Apply for a QuidMarket Loan Today

If you want to apply for our alternative to loans like Provident and get the cash you need today, you will need to meet our eligibility requirements below:

• Live in the UK
• Be over 23 years old, and under 65 years old
• Have a mobile phone (we send an SMS code during your application)
• Hold a UK bank account with a valid debit card (you will need to have 1p in your account for us to verify your card. This will show as a pending transaction of £0.01, but you will not be debited.)
• Be in employment and take home at least £1,300 a month.

By meeting the above, you can click apply now and begin your application today. It takes only a few minutes to fill in and once done we will perform credit and affordability checks. This process is generally quick and allows us to ensure you can afford the loan repayments required. If we have any queries during this process, our underwriting team will contact you. Once checks are complete, we can look to approve your loan application as long as you are not in current financial difficulties.

Ready to apply today? Choose the QuidMarket loan amount you need, the flexible repayment term that is affordable for you, and click apply now. We do not provide 100% acceptance, but we are willing to help those with bad credit find the help they need in an emergency. If you are looking for financial advice, please visit Money Helper for more information.

Provident are no longer able to provide loans since 31 December 2021. If you are looking for similar short term loans like Provident today, we can help you at QuidMarket. As a new customer, you can apply for between £300 – £600 today and we’ll give you a quick decision. Our loans are available fully online so you can access our website from your device and apply in minutes, at any time of day.

As Provident are no longer lending, you’ll need to choose an alternative lender to help cover a short term emergency expense. It’s important to choose an FCA approved direct lender as this will ensure you are borrowing from a legitimate source. Here at QuidMarket, we follow responsible lending guidelines so if you need a loan of up to £600 today as a new customer, we can quickly help. If you can afford repayments and are not in current financial difficulties, you could be approved and receive the cash the same day.

If you are an existing customer of Provident, you no longer need to continue with repayment. As they are now closed since 31 December 2021, any outstanding balance after 15 December 2021 will be cleared. You can find more information on their website.


Warning: You should never pay upfront fees for a short term loan or send money in return for a short term loan. Late repayment can cause you serious money problems. For help, visit: