If you are looking into your options for short term loans, you may have found loans like Mr Lender that provide a quick cash option. At QuidMarket, we also provide a fast way to resolve an unexpected expense or financial emergency with loans up to £600 for new customers. You can also choose a flexible repayment amount based on what you can afford. Just use the sliders in our loan calculator to see the total monthly repayment required.

To begin an application today, click apply now to fill in our short application form. We’ll quickly provide you with a decision and if approved, you could have the loan in your account to use the same day. To learn more about loans like Mr Lender and our alternative loan options here at QuidMarket, you’ll find information below.

Ready to start your application? Click apply now for same day cash.

How much do you need?

£300 £1500

For how long?

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This is for illustration purposes only. Your repayment schedule will be confirmed during your application

*All applications are subject to affordability checks*

Representative example: Borrow £300 for 3 months / Interest payable £154.38 / Total amount payable: £454.38 in 3 instalments / 3 payments of £151.46 / Representative 1301.1% APR / Interest rate 292% per annum (fixed) / Maximum APR 1625.5%

Compare short term loans on Clear and Fair

As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer.

Who are Mr Lender?

Mr Lender are an online provider of short term cash loans, allowing customers to apply for up to £1,000 for a maximum of 6 months. Interest is calculated daily, and customers can choose monthly repayments suitable for them. For new customers, a loan of up to £500 can be applied for, with higher amounts only available to returning customers.

At QuidMarket, we also provide cash loans that are ideal for covering short term expenses. As a new customer, you can apply for between £300 – £600, slightly more than Mr Lender whilst still offering flexible repayments over 3 – 6 months. We also offer a higher maximum loan amount for returning customers looking to borrow again, with up to £1,500 available. This is subject to credit and affordability checks, but if approved it means you can borrow slightly more through us.

We similarly charge daily interest, so you will only pay interest on the days you have the loan for. In the event you want to settle your loan early with us, we can calculate a settlement figure that could potentially save you money overall. We also do not charge any fees for using our service or any late payment charges. There are no hidden fees with us, so you can apply confident in the knowledge that the amount you see is your total payable.

How to Choose Alternative Loans to Mr Lender

You will want to always choose a Financial Conduct Authority (FCA) approved lender of loans like Mr Lender. This will ensure responsible lending guidelines are met and you do not fall victim to any scams or poor lending practices. Here at QuidMarket, we are an FCA authorised direct lender and put our customers first, meaning we can help those with a poor credit history. If you have been declined by another lender due to a low credit rating, you may still be approved through us. Features of QuidMarket loans include:

• New customers can borrow between £300 and £600*
• Returning customers may be eligible to borrow up to £1,500*
• Flexible repayment terms between 3-6 months
• QuidMarket is an FCA Authorised responsible lender
• No hidden fees, transparent terms
• No guarantor required to apply
• Bad credit applicants welcome
• We are direct lenders in the UK – no broker fees!
• Quick and easy application form
• Decisions made by humans, not computers
• Receive the cash the same day as approval where possible

*Loan amounts and repayment terms are dependent on affordability checks

Eligibility for a QuidMarket Loan

To apply for our alternative loans like Mr Lender today, you will need to meet the following criteria:

• Live in the UK
• Be over 23 years old, and under 65 years old
• Have a mobile phone (we send an SMS code during your application)
• Hold a UK bank account with a valid debit card (you will need to have 1p in your account for us to verify your card. This will show as a pending transaction of £0.01, but you will not be debited.)
• Be in employment and take home at least £1,300 a month.

Meeting the above does not guarantee 100% acceptance and instead ensures you are a suitable applicant. Each application will be subject to credit and affordability checks so that we can determine if you can afford the repayments you choose. We will have to decline applicants who are in financial difficulties. If you require assistance, please visit Money Helper for further advice and helpful information.

Apply Today for Quick Loans Like Mr Lender

Comparing lending options when you need a loan fast may bring up similar features, so staying informed can help you make the best decision for you. Our loans at QuidMarket provide transparency so that you can decide on an amount and repayment term that is affordable for your circumstances. Whether you have good or bad credit, we’ll try to help you today.

Loans like Mr Lender will help you see how much the interest charge will be before proceeding. When you need an emergency loan, you can quickly work out what you need and get same day cash without any hidden fees or charges. To complete an application today and see if you can be approved fast, click apply now

Mr Lender is a direct lender of short term cash loans, meaning they lend their own money and do not pass you to a third party like a broker. At QuidMarket we are also a direct lender, which means you can quickly apply and get approved, with the cash transferred to your bank account the same day to use.

An application takes just minutes to complete once you have chosen the loan amount and repayment term you require. Our team of underwriters then work quickly to determine your affordability whilst also performing necessary credit checks. If all is approved, you can have the cash transferred without delay. If your bank accepts faster payments, you should get this quickly, but this can take up to 2 hours in some instances.

The amount you can borrow with loans like Mr Lender differs depending on if you are a new or returning customer. At QuidMarket, we can offer higher values than Mr Lender for both if you need it. A new customer can choose between £300 – £600 through us compared to a maximum of £500 with Mr Lender. An existing customer who has successfully paid off a previous loan can apply for up to £1,500, compared to Mr Lender who provide up to £1,000. Please note, any approved loan amount is subject to credit and affordability checks first.

Warning: You should never pay upfront fees for a short term loan or send money in return for a short term loan. Late repayment can cause you serious money problems. For help, visit: www.moneyhelper.org.uk