With many types of loan provider available online, which do you choose in an emergency? Whilst all can provide funding, not all are suitable for those needing short term loans or even those with a bad credit history. If you are someone looking for both, at QuidMarket we can help. We are loan providers in the UK that provide quick cash and a short application for those needing a loan today. You can apply for up to £1,500 and choose repayments between 3 – 6 months, helping you to resolve your financial emergency fast and maintain affordable repayments.

How much do you need?

£300 £1500

For how long?

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This is for illustration purposes only. Your repayment schedule will be confirmed during your application

*All applications are subject to affordability checks*

Representative example: Borrow £300 for 3 months / Interest payable £154.38 / Total amount payable: £454.38 in 3 instalments / 3 payments of £151.46 / Representative 1301.1% APR / Interest rate 292% per annum (fixed) / Maximum APR 1625.5%

Compare short term loans on Clear and Fair

As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer.

Why Choose a Loan Provider Like QuidMarket?

  • New customers can borrow between £300 and £600*
  • Returning customers may be eligible to borrow up to £1,500*
  • Flexible repayment terms between 3 – 6 months
  • QuidMarket is an FCA Authorised responsible lender
  • We’re a direct lender, not a broker
  • No hidden fees charged
  • Quick and easy application online
  • We make human decisions, not computer ones
  • No guarantor needed
  • Bad credit applicants welcome to apply
  • You’ll usually receive the cash the same day as approval

*Loan amounts and repayment terms are dependent on affordability checks

We’ve helped many applicants get the cash they need on the same day if successful, focusing on your current finances and what you can afford. Whilst we will perform credit and affordability checks, we take a human approach to the lending process. If you want to apply today, choose the amount and loan repayments you require, and click apply now.

Choosing the Best Loan Providers in the UK

It’s understandable that with so many loan providers in the UK to choose from, it can sometimes be overwhelming to decide the best one. One of the simplest ways to filter through lenders is by choosing those that are closely aligned with your circumstances. So, if you require a short term cash loan and your credit rating is low, you’ll want to find a loan provider that can help in your situation. The best loan provider is one that can match your circumstances and provide the cash you need that is affordable to repay. This is how we work at QuidMarket, taking the time to provide affordable loan solutions for those who may have been declined elsewhere.

If you have never borrowed from us before, we can help you get the cash you need with a short application form and a quick approval process. All you will need to do is choose a loan amount between £300 – £600 and repayments between 3 – 6 months. If you have successfully applied with us before and have settled a loan, you are welcome to apply again if you need to. Returning customers can apply for up to £1,500, helping to cover a larger emergency expense when required. As a Financial Conduct Authority (FCA) authorised loan provider, we are a safe and secure option for those needing quick cash, working to responsible lending guidelines. If it is same day funding you’re looking for, click apply now and see how we can help today.

Small Loan Providers – Bad Credit Welcome

Being able to apply for a small loan to help you cover an unexpected expense can be ideal when money is short. Whether it’s a repair bill for your car that couldn’t wait or an emergency expense that you can’t afford to cover with savings, we are here to provide a cash injection quickly. Through QuidMarket you can use our loan calculator to see how much an approximate loan amount and repayment term will cost. You can then adjust the sliders to make the repayments affordable for you, and see how much interest will be applied. We believe that all small loan providers should provide transparency during an application, so that you can compare loans and choose the best solution for you.

When applying for a loan at QuidMarket, you will not be charged any fees during the application process. We do not charge any hidden fees and also there is no late payment charge if a repayment is missed. This is different to many other loan providers in the UK, helping you make an informed choice before proceeding. Choose an amount and term, see exactly how much the loan will cost you before proceeding and get a . You’ll then be able to resolve your situation fast and not have to settle the balance in one payment, something a payday advance would require. If it’s flexibility you need, click apply now at QuidMarket.



How to Apply for a QuidMarket Loan

To apply for a loan at QuidMarket, you will need to meet the following requirements. As trusted loan providers, we only provide new customers with loans up to a maximum of £600 and you will need to pass credit and affordability checks first:

  • Live in the UK
  • Be over 23 years old, and under 65 years old
  • Have a mobile phone (we send an SMS code during your application)
  • Hold a UK bank account with a valid debit card (you will need to have 1p in your account for us to verify your card. This will show as a pending transaction of £0.01, but you will not be debited.)
  • Be in employment and take home at least £1,300 a month.

We do not provide 100% acceptance without fully assessing applicants first. If we cannot determine you can afford the loan amount and terms you’ve applied for, we will have to decline your application. If successful, we can work quickly to process and transfer the approved funds into your bank account the same day.



Apply Online Today at QuidMarket!

We welcome applicants with good or bad credit to apply today if you need a loan up to £600 as a new customer, and up to £1,500 as a returning one. We’ll assess and provide a decision fast and help you get the funds needed quickly if your bank supports the faster payments system. If you have any questions at all, please contact the team at QuidMarket today.

If you are experiencing financial difficulties and are looking for impartial advice, please visit Money Helper online for more information. If you can afford a loan from us, click apply now and start your application today.

We provide short term loans with a 3 – 6 month repayment term, ideal in financial emergencies when you have no available cash. If you are looking for loan terms for a longer period than 6 months, you will need to look for other direct lenders. As small loan providers, our online loans are designed for short term use, and as a form of high-cost short-term credit, they are not suitable to help cover long term financial issues.

Some online personal loan providers can help those with a poor credit history. However, many may not be able to do so, such as traditional bank lenders, and require applicants with a good credit history. You may find others that will only help if you provide a guarantor to co-sign your agreement. Here at QuidMarket, we do not require a guarantor and we can help those with a bad credit history. If you can afford the loan you want, click apply now to get a fast decision.

Yes, as responsible lenders we perform credit and affordability checks on all applicants. As FCA approved loan providers, we have to ensure any borrowing with us is sustainably and will not cause you to have financial difficulties. If you cannot afford the loan repayments you require, you should reconsider if a short term direct loan is best for you. If you are concerned you will be declined for having a low credit rating, you can apply with confidence at QuidMarket. If we can see the loan is affordable for you despite poor credit, you could successfully apply today.



Warning: You should never pay upfront fees for a short term loan or send money in return for a short term loan. Late repayment can cause you serious money problems. For help, visit: www.moneyhelper.org.uk