Quidmarket will never charge you any fees. You should never pay upfront fees for a loan or send money in return for a loan.

£600 Loans

In need of a £600 short term loan? Getting a £600 loan through QuidMarket is a quick and easy process, designed to help you resolve your short term financial position fast.

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£300 £1500
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As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer. *Applications submitted outside normal business hours will be processed on the next working day. *All applications are subject to affordability checks*

Representative example: Borrow £300 for 3 months / Interest payable £154.38 / Total amount payable: £454.38 in 3 instalments / 3 payments of £151.46 / Representative 1307.1% APR / Interest rate 292% per annum (fixed) / Maximum APR 1623.90%

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Apply Now For £600 Loans

We’ve made applying for £600 loans as convenient as possible and once you have completed an application form, we’ll work quickly to provide a decision. We request that you provide details about you and your finances as accurately as possible as this will ensure there are no delays with your application. You’ll then be pre-approved and be sent pre-contract information for you to read and sign. It’s important that you carefully check the details within the documents sent to you and that you agree to the terms being offered before proceeding.

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About Our £600 Loans

If you are low on available credit and don’t have the savings to cover it, an unexpected financial emergency can leave you wondering where to turn. At QuidMarket, we understand you want to resolve a situation like this quickly without any unnecessary fuss. That’s why we’ve made things simple to apply for loans up to £1000 to help you. There could be many reasons you need a short term loan option, from an unexpected repair bill for your vehicle to home repairs such as a boiler that can’t be ignored. Ideally, you will have an emergency savings fund that will help to cover issues like this that can happen when you least expect it. If you don’t have available funds, there are plenty of online options from lenders willing to help. Choosing the right one can be more difficult than it seems, which is why here at QuidMarket we like to be as transparent as possible with our process.

We always put our customers first, ensuring you are treated fairly whether you have an excellent credit score or you have had financial difficulties in the past. Our £600 loans are intended for helping you in a short term circumstance and are not ideal if you have long term financial difficulties. We provide you with the flexibility to choose a repayment term between 3 to 6 months based on what you can afford to repay each month. Whilst we can’t guarantee any loan application will be approved, we do take the time to assess your finances fully even if you have a low credit rating. As direct lenders, we are in control of the lending process and whilst performing a credit check is necessary, this only forms one part of our decision-making process.

How We Can Help Bad Credit Applicants With A £600 Loan

We know there can be an element of frustration when you are declined by a lender due to having bad credit. Whilst some lenders may take the time to assess your application, others may reject you straight away due to your credit score. But not Quidmarket, we are in a position to welcome applicants with a poor credit history applying for £600 loans. The difference with us is that we take a human approach to the decision-making process, rather than relying on computer-based decisions that are designed to filter out those with poor credit.

To be able to help you, we need to see that you can afford to repay the £600 loan you want. We do this by performing an affordability assessment that considers both your current income and essential outgoings. If we can see you have the disposable income to comfortably cover your requested repayment terms, there is every chance we can approve your application. We take our position as responsible lenders seriously which is why we are a Financial Conduct Authority (FCA) approved direct lender – you can find us listed on the FCA Register under licence number 677995.

By following responsible lending guidelines, we ensure all customers can afford the loan they apply for, taking the time to perform an affordability assessment and full credit check using the Credit Reference Agency (CRA) TransUnion. As a bad credit applicant, if we are happy with the checks carried out that you can afford a £600 loan from us, you could be approved within minutes and receive your money on the same day.

  • 01 Emergency expense

    Pay for unexpected or emergency expenses such as car repairs, medical bills, or home repairs. A bad credit loan can help resolve these issues with affordable repayments.

  • 02 Credit repair

    Sustaining a bad credit loan can help improve your credit score, making it easier to access credit in the future.

  • 03 Cash flow issues

    Experiencing temporary cash flow issues? Loans for bad credit can help you cover your expenses until your next salary date.

Are You Eligible For A £600 Loan Today?

To apply today, you’ll need to meet the following eligibility criteria. We are happy to welcome a wide range of applicants compared to many other lenders or brokers, helping as many people as possible apply for the funds they need. Our criteria are:

  • Current UK resident
  • Over 23 years old, and under 65 years old
  • Have a mobile phone (we send an SMS code during your application)
  • Hold a UK bank account with a valid debit card (we run a verification check that takes 1p)
  • Be employed and take home at least £1,250 a month.

If the above sounds like you, then click apply now and begin your application. Please note, this doesn’t guarantee your application will be approved by meeting our eligibility and you will still need to undergo a full credit check and assessment of your finances. You will also be required to provide supporting documents including proof of identity, proof of address and your most recent bank statements. It’s recommended that you have these details all to hand before continuing your application.

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icon check image Easy To Apply Our loan application process is easy to understand and can be complete in minutes.
wallet image icon Affordable Choose affordable, flexible repayments to fit your budget between 3 – 6 months.
thumbs up image Trusted Lender Transparency and fairness are our highest priorities. Bad credit loans with no hidden fees.

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£600 Loan FAQs

Our £600 cash loans are designed to be used in emergency situations, such as for a broken down boiler or urgent car repairs. As they are emergency loans, and will usually be more expensive than other borrowing options, you should only seek £600 loans today if it is truly necessary. We have made it easy for you to decide if our £600 loans are the best option for you by laying out all of our processes and costs up front. Take your time to work out the best loan term you would require to repay the loan, then all you need to do is fill out our quick and easy online application form.

In the past, having a poor credit rating may have been a worry or made searching for loans difficult. However, our aim is to help hardworking people overcome emergency financial situations. Because a large part of our lending decision is whether the loan is sustainably affordable for you, we’re often able to support those with poor credit scores. To do this, we review your monthly income, essential spending, and other financial commitments to ensure that taking out the loan is not likely going to lead you to further financial difficulties. Your credit rating will not be used as the sole deciding factor in whether to offer you a £600 loan or not, so even if you have past defaults or arrears, you may be able to secure the cash you need.

In order to make our £600 loans sustainably affordable for each and every customer, we offer tailored quotes based on your unique financial situation. The amount you repay will also vary depending on the loan term you choose. You can use the handy loan calculator tool on our homepage to work out an estimate of the costs for the exact loan you need. You can also rest assured that we follow the FCA’s guidelines on costs for short term loans, which means you will never pay more than 100% of the original loan amount (including interest and all other costs).

At QuidMarket, we offer loans to new customers between £300 to £600, so you cannot take out more if this is your first time with us. This is because we have our customers’ best interests at heart and we would never want a new applicant to borrow more than they need. Our loan amounts increase in increments of £50, so you never need to overborrow. Remember that you will need to repay whatever you borrow with interest, so only apply for what you truly need.

Warning: Late repayment can cause you serious money problems. For help, visit: www.moneyhelper.org.uk