Quidmarket will never charge you any fees. You should never pay upfront fees for a loan or send money in return for a loan.

Lending Stream Alternative

Lending Stream offers short-term loans that are ideal for covering temporary cash flow issues. Want to find an alternative to Lending Stream loans? Learn about our quick and affordable loans here at QuidMarket.

I Would Like To Borrow

£300 £1500
Apply Now

Month 1


Month 2


Month 3


Month 4


Month 5


Month 6


As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer. *Applications submitted outside normal business hours will be processed on the next working day. *All applications are subject to affordability checks*

Representative example: Borrow £300 for 3 months / Interest payable £154.38 / Total amount payable: £454.38 in 3 instalments / 3 payments of £151.46 / Representative 1307.1% APR / Interest rate 292% per annum (fixed) / Maximum APR 1623.90%

Compare short term loans on Clear and Fair

woman using laptop
woman using laptop

Choosing An Alternative to Lending Stream Loans

We strongly believe that when it comes to borrowing money, you should be equipped with as much knowledge as possible in order to make an informed decision. That’s why our goal is to provide you with comprehensive information about different loan providers, giving you the tools to choose the one that’s the best fit for your needs.

In particular, we want to help you make an educated choice about Lending Stream as a potential loan provider. While they may be a good fit for some borrowers, they may not be the ideal option for others. By presenting you with the relevant information about Lending Stream, we hope to enable you to make a decision that you feel confident about.

Why Apply For A QuidMarket Loan

If you’re considering applying for a loan and are researching your options, you may want to consider QuidMarket as an alternative to Lending Stream and your other choices. QuidMarket offers a loan product that may better suit your financial needs, with flexible repayment options and manageable interest rates. We also have a commitment to responsible lending, ensuring that you won’t be offered a loan that you can’t afford to repay. Here are some quick reasons why getting loans like Lending Stream loans at QuidMarket could be ideal for you:

icon check image Easy To Apply We offer a hassle-free and swift online application process for our short-term loans. Within minutes, you can complete our simple loan application form.
wallet image icon Affordable We understand the importance of responsible lending, which is why our team of experts at QuidMarket will work closely with you to ensure that you can comfortably afford your loan.
thumbs up image Trusted Lender As an authorised and regulated lender by the Financial Conduct Authority (FCA), QuidMarket follows strict lending guidelines to provide safe and secure loans to our customers.

Alternatives For Loans Like Lending Stream

It’s essential to conduct thorough research and explore the loan market when searching for short-term loans. To determine whether a lender is the right fit for you, reading reviews of their services and comparing them with other lenders is a valuable approach. By doing so, you can gain insights into the experiences of other borrowers and assess the lender’s reputation, services, and rates, enabling you to make an informed decision. Take a look at this comparison to see why we would make a great alternative:

At Lending Stream, given a *, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe six equal repayments of £64.44. You will repay £386.61 in total and there are no additional fees.

With QuidMarket, our given Representative APR is 1299.7%, so if you borrow £300 for 3 months at 292.0% p.a. (fixed), you would owe three equal repayments of £151.46. You will repay £454.37 in total and there are no additional fees.

woman using laptop
man using laptop

We Have Flexible Loans Like Lending Stream Loans

At QuidMarket, we make sure that we go above and beyond to keep our loan options as flexible as possible. We want to offer every applicant the potential to pay their loan over a period that suits them and provide the perfect amount of cash for their financial situation, whether they have an emergency or a temporary cash flow issue. Our short term loans start at £300 to £600 for new applicants, with a variety of amounts in between.

woman using phone
man using laptop
woman using tablet
woman using phone

QuidMarket Loans Have No Hidden Fees

We guarantee complete honesty and transparency, so we ensure that there are no nasty surprises or hidden fees with our short term loans. We don’t charge any late payment, upfront or extra fees on top of your loan. Instead, we clearly explain the loan and repayments before we come to an agreement and there will be nothing more to pay.

man on phone with coffee
woman applying for loan on phone

Apply Now For Lending Stream Loan Alternatives

A Lending Stream loan starts from as low as £50, up to a maximum of £800 for new applicants. However, if you are a repeat borrower with Lending Stream in the UK, you will find that you are offered loans up to £1,500, which may be ideal for longer periods of financial difficulty or large emergency expenses. At QuidMarket, we offer our new applicants short-term loans like Lending Stream that start from £300, with a maximum of £600. If you loved our services and return for another loan, you may be able to borrow up to £1,500, depending on your affordability, so we can cater to a wider range of customers with a variety of circumstances.

Lending Stream offers loan terms starting from 2 months and QuidMarket’s start from 3 months, rising to a maximum of 6 months for new customers. Returning customers may have other options made available to them, but we feel it is right for first-time customers to repay over a term of up to 6 months. This is because we don’t want our applicants to borrow money for an amount of time that they can’t afford, so we keep our terms within reach.

  • 01 Application Process

    We provide a swift and simple application process, and you’ll receive an initial decision within minutes of completing it.

  • 02 Approvement Process

    Our team of experts conducts thorough credit and affordability checks to ensure that the loan is affordable and suitable for you.

  • 03 Loan Repayment

    To make your loan repayment process as easy as possible, we set up a Continuous Payment Authority (CPA) on your bank account, ensuring automatic repayments until the loan is fully repaid.

Related News / Guides

Lending Stream Alternative FAQs

Lending Stream in the UK are a short term loans lender with a maximum loan amount of £1,500 for repeat borrowers. For first time applicants, you can apply for up to a maximum of £800 over a term of between 2 to 6 months, which is ideal if your financial issues are only temporary. They are part of GAIN Credit LLC, which offer responsible and trusted credit solutions to the underserved, such as individuals with bad credit. You can apply for their services online, which makes the Lending Stream loans application process fairly simple, especially if this is your first time applying for a loan.

According to their reviews, they have a positive attitude towards short-term loans and believe that they can be a good thing if used responsibly, which is the approach that we take at QuidMarket. This is why we base our lending decisions on affordability and will never give cash loans to applicants who we believe could not afford to make monthly repayments. We keep our applicants’ best interests at heart and pride ourselves on offering a personal approach to our affordability checks.

If you’ve been declined by other lenders due to bad credit, don’t worry. At QuidMarket, we understand that not everyone has a perfect credit score, and we’re here to help. We consider all loan applications, regardless of your credit history, and we evaluate your ability to repay the loan based on your current financial situation. Instead of focusing solely on your credit score, we take a personalised approach and assess your regular monthly income, essential expenses, and other financial commitments. By doing so, we ensure that our bad credit loans are affordable and won’t leave you out of pocket. Unlike automated computer programs used by other lenders, we make our checks manually to truly understand your financial needs.

To be eligible to apply for our short-term loans here at QuidMarket, you must:

  • Be between the ages of 23 and 65.
  • Be a resident of the United Kingdom.
  • Have a valid mobile number to receive text messages.
  • Possess a current UK bank account with a valid debit card.
  • Be employed and receive a take-home salary of at least £1,250 per month.

To start your loan application with us, all you need to do is meet our eligibility criteria and apply online. We’ll only ask for the necessary information to process your application, which will then be passed on to our experts for evaluation. If you meet our criteria, you can apply right away by clicking Apply Now. Our team will conduct the appropriate checks to ensure that you can comfortably repay the loan.

We offer new customers the chance to borrow up to £600, while returning customers who have repaid their first loan in full can apply for up to £1,500. However, approval for these amounts is subject to passing our credit and affordability checks. It’s important to note that we are not affiliated with QuickQuid payday loans, and our borrowing and repayment terms differ.

To cater to your individual needs, we have flexible repayment options ranging from 3 to 6 months. To help you decide on the loan that suits you best, our loan calculator features sliders that allow you to adjust loan terms and see how repayment amounts are affected. With this feature, you can make an informed decision and choose a loan that works best for your specific circumstances.

Our application process is quick and efficient, with our trained professionals verifying and provisionally approving your information as soon as possible. We strive to provide a decision within 2 hours, allowing us to offer same-day loans in some cases. However, during busy periods, the process may take a little longer. Applications received outside of business hours will be prioritised on the following working day.

Once approved, we will deposit the funds directly into your bank account using the Faster Payments System (FPS). This ensures that the funds are available within minutes of the transfer. Although rare, it may take up to 2 hours for your bank to make the funds available for withdrawal.

Warning: Late repayment can cause you serious money problems. For help, visit: www.moneyhelper.org.uk