Lending Stream offer short term loans that are ideal for covering temporary cash flow issues or unexpected emergencies, such as car repairs. If you have been looking for an alternative to loans like Lending Stream, QuidMarket may just be the answer for you. With loans based on affordability and quick lending decisions, we may be able to provide the perfect loan for you, no matter your financial history.

We believe in offering as much information about loan providers as possible to help you make an informed decision about which would be best for you. On this page, we will cover Lending Stream loans, the type of loans that they offer and the details of their terms. Hopefully, this will help you to make an educated choice about whether Lending Stream is the provider for you or whether you should seek out an alternative.

Who Are Lending Stream?

Lending Stream in the UK are a short term loans lender with a maximum loan amount of £1,500 for repeat borrowers. For first time applicants, you can apply for up to a maximum of £800 over a term of between 2 to 6 months, which is ideal if your financial issues are only temporary. They are part of GAIN Credit LLC, who offer responsible and trusted credit solutions to the underserved, such as individuals with bad credit. You can apply for their services online, which makes the Lending Stream loans application process fairly simple, especially if this is your first time applying for a loan.

According to Lending Stream reviews, this lender takes a positive attitude towards short term loans and believe that they can be a good thing if used responsibly, which is the approach that we take at QuidMarket. This is why we base our lending decisions on affordability and will never give cash loans to applicants who we believe could not afford to make monthly repayments. We keep our applicants’ best interest at heart and pride ourselves on offering a personal approach to our affordability checks.

How much do you need?

£300 £1500

For how long?

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This is for illustration purposes only. Your repayment schedule will be confirmed during your application

*All applications are subject to affordability checks*

Representative example: Borrow £300 for 3 months / Interest payable £154.38 / Total amount payable: £454.38 in 3 instalments / 3 payments of £151.46 / Representative 1301.1% APR / Interest rate 292% per annum (fixed) / Maximum APR 1625.5%

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As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer.

Borrowing From Lending Stream

Lending Stream loans start from as low as £50 and rise up to a maximum of £800 for new applicants. However, if you are a repeat borrow with Lending Stream in the UK, you will find that you are offered loans up to £1,500, which may ideal for longer periods of financial difficulty or large emergency expenses. At QuidMarket, we offer our new applicants short term loans like Lending Stream that start from £300, with a maximum of £600. If you loved our services and return for another loan, you may be able to borrow up to £1,500, depending on your affordability, so we can cater to a wider range of customers with a variety of circumstances.

Lending Stream offers loan terms starting from 2 months and QuidMarket’s start from 3 months, rising up to a maximum of 6 months for new customers. Returning customers may have other options made available to them, but we feel it is right for first time lenders to repay over a term up to 6 months, rather than over a longer period of time. This is because we don’t want our applicants to borrow money for an amount of time that they can’t afford, so we keep our terms within reach.

Alternatives For Loans Like Lending Stream

Conducting your own research and thoroughly checking the loans market to find out what is available to you is crucial when it comes to searching for short term loans like Lending Stream. Reading Lending Stream reviews and creating your own comparisons are a great way to determine whether a lender is right for you. Take a look at this comparison to see why we would make a great alternative:

At Lending Stream, given a Representative APR is 1333%, if you borrow £200 over 6 months at 292.0% p.a. (fixed), you would owe six equal repayments of £64.44. You will repay £386.61 in total and there are no additional fees.

With QuidMarket, our given Representative APR is 1299.7%, so if you borrow £300 for 3 months at 292.0% p.a. (fixed), you would owe three equal repayments of £151.46. You will repay £454.37 in total and there are no additional fees.

Why Choose QuidMarket?

If you are looking into alternatives to Lending Stream in the UK, we may just be the ideal solution. Despite this, you should research your desired loan provider as much as you can before entering into an agreement in order to make the right decision for your situation, but here are a few reasons why we think you should consider QuidMarket:

Options For Bad Credit

Not all lenders accept those with bad credit, so if you have been turned away by other loans providers, QuidMarket may be able to help. We consider all applications, despite your credit score, and we base our bad credit loans on affordability to avoid leaving you out of pocket. This means that instead of viewing your whole credit history, we will evaluate your regular monthly income, your essential spending and any other financial commitments that you may have. We take a personal approach to make our checks, rather than using automated computer programmes, so we can truly understand your financial situation.

H3: FCA Authorisation

When searching for loans like Lending Stream, it is vital that you choose a lender who is fully FCA Authorised. By selecting a provider that holds this accreditation, you can be sure that they are reputable and trusted with higher standards. QuidMarket are proud to be fully FCA authorised and this allows applicants to approach us with confidence.

No Hidden Fees

We guarantee complete honesty and transparency, so we ensure that there are no nasty surprises or hidden fees with our short term loans. Whether you need a personal loan, a no credit check loan or something completely different, we don’t charge any late payment, upfront or extra fees on top of your loan. Instead, we clearly explain the loan and repayments before we come to an agreement and there will be nothing more to pay.


At QuidMarket, we make sure that we go above and beyond to keep our loan options as flexible as possible. We want to offer every applicant the potential to pay their loan over a period that suits them and provide the perfect amount of cash for their financial situation, whether they have an emergency or a temporary cash flow issue. Our short term loans start at £300 to £600 for new applicants, with a variety of amounts in between.


We want you to be completely confident in your choice, so there is no rush for you to make a decision on the spot. However, if you have been looking for loans like Lending Stream and need the perfect alternative, QuidMarket are a great option. Our short term loans have been designed to be easy to manage and affordable for 3-6 month periods, so they are ideal for temporary financial issues. Find out more about our alternative to Aqua Loans and Cashfloat. If you have any questions, you may be able to find the answer on our FAQs page. If not, please contact the experts at QuidMarket and our team will be happy to help.

Warning: You should never pay upfront fees for a short term loan or send money in return for a short term loan. Late repayment can cause you serious money problems. For help, visit: www.moneyhelper.org.uk