When you have an emergency expense, fast loans can help cover unexpected bills quickly and without fuss. Here at QuidMarket we provide fast loans in the UK and never compromise on the service we provide. We use manual underwriting and affordability-based decision-making processes that allow us to offer fast loans for bad credit quickly helping you resolve your short term financial position.

You can apply for a quick loan today between £300 to £600 for new customers, and up to £1,500 for returning customers, depending on your affordability. You can also choose flexible repayment terms from between 3 – 6 months to ensure the scheduled repayment amounts are sustainably affordable for you.

  • New customers can borrow between £300 and £600*
  • Returning customers may be eligible to borrow up to £1,500*
  • Flexible repayment terms between 3 – 6 months
  • QuidMarket is an FCA Authorised responsible lender
  • No hidden fees for our fast loans online
  • Get quick loans with no guarantor or collateral
  • Fast loans for bad credit available
  • We’re a direct lender – no broker fees
  • Quick and easy application form
  • Decisions made by humans, not computers

*Loan amounts and repayment terms are dependent on affordability checks

As a responsible lender who is regulated and authorised by the Financial Conduct Authority (FCA), we want you to be as informed as possible – we are fully transparent about all costs involved and do not charge any hidden fees. With our fast loans online you can quickly resolve your short-term financial issue.

You can find out more about our quick loans below, helping you to compare your loan options and make the best decision for you. If you have any queries, please contact us, or if you are ready to apply for a fast loan, click apply now to start your application.

How much do you need?

£300 £1500

For how long?

Apply Now

Month 1


Month 2


Month 3


Month 4


Month 5


Month 6


This is for illustration purposes only. Your repayment schedule will be confirmed during your application

*All applications are subject to affordability checks*

Representative example: Borrow £300 for 3 months / Interest payable £154.38 / Total amount payable: £454.38 in 3 instalments / 3 payments of £151.46 / Representative 1301.1% APR / Interest rate 292% per annum (fixed) / Maximum APR 1625.5%

Compare short term loans on Clear and Fair

As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer.

How Can I Quickly Get a Loan Today?

We know that when the unexpected happens with your finances finding a fast solution is necessary. Here at QuidMarket, we provide quick loans that help our customers. If you are someone looking for fast loans for bad credit, we may be able to help, depending on credit and affordability checks.

We can help you get a loan today quickly by:

Online-only service – there’s no queueing to speak to an advisor, no waiting for paperwork to be posted and no waiting around to get a lending decision. When you apply for quick loans with QuidMarket, you can get straight to the point.

Fast loan applications – our online application form is straightforward and if you already know exactly what fast cash loan amount you need, can be completed in just a few minutes. We’ve kept the form to the point and we don’t ask you to provide any information we don’t need.

No complicated extras – we offer fast loans with no guarantor or collateral required. Some lenders may ask for these as ‘security’ if you have a low credit score. Instead, we’ve ironed out the decision-making process that allows us to have confidence in every customer we approve and offer quick loans with no guarantor, no collateral, and no fuss.

Full transparency: as with everything in life, it’s much easier to come to a decision when you know what you’re signing up for. That’s one of the reasons why we’re fully transparent about all costs involved in fast loans, as well as what you can expect from the process. And if you have any questions, just go to the FAQ page of our website.

Faster Payments: once your application has been agreed and you have digitally signed your loan agreement, we’ll process your quick loan without delay. We use the Faster Payments System which means that many customers may receive their fast loans in the UK within 10 minutes of the finds being transferred.

How We Can Help When You Need a Loan Fast

When you need a loan today, you want to be able to apply online quickly and efficiently. We can ensure that when looking for emergency loans, our online process can help you get the decision quickly and the cash in your account within minutes of the funds being transferred. Where possible we will always process the application if the application is made within business hours.

Your decision – as an FCA authorised, responsible lender of fast loans in the UK we want you to be confident in your decision to choose QuidMarket. We’ll never push you to apply before you’re ready, and if you have any questions, you can speak to one of our friendly and helpful advisors.

Underwriting process – we manually underwrite every application. This means your application for fast loans in the UK will be reviewed by a trained member of our team. It takes a few minutes more than if we were to automate the process, but it ensures we only ever approve applications where the scheduled repayments are sustainably affordable for our customers..

The repayments – you can split the cost of your loan into flexible weekly or monthly instalments. As each of the repayments are of equal amounts it makes each quick loan repayment easier to manage within your budget. You should be aware that a longer repayment term will increase the total amount repayable as interest builds over time. However, we are happy to accept early repayment if you want to settle before the end of the term and you will only pay interest for the days you have borrowed, with no extra charges or fees.

About Our Fast Loans For Bad Credit

Fast loans with quick approval can be incredibly useful in emergency situations. If your boiler needs to be replaced, or your car is in the garage for urgent repairs, you’ll want to resolve these fast. If your bills have unexpectedly been much higher than usual and you have a poor credit history, bad credit loans may help you pay them. At QuidMarket our quick loans are designed to help you cover the costs when you don’t have the spare cash available or any emergency savings, even with a low credit score.

We aim to help hard-working people cover their short-term financial needs. We don’t believe a low credit score should get in the way of this, so we can look to offer fast loans for bad credit for those eligible where possible. Instead of only looking at your credit score, we base our lending decisions on whether you can sustainably afford the fast cash loan you have applied for – it’s simple, and it works.

To do this, we’ll look at your regular income and outgoing payments. If you would be able to sustainably afford the repayments on your chosen fast cash loan, we’ll usually be happy to approve your application. You must also meet our eligibility criteria for fast loans in the UK.

Eligibility for Quick Loans

  • Live in the UK
  • Over 23 years old, and under 65 years old
  • Have a mobile phone (we send an SMS code during your application)
  • Hold a UK bank account with a valid debit card
  • Be in employment and take home at least £1,300 a month

Please note, meeting the above does not guarantee approval, and your application will be subject to credit and affordability checks. If we cannot determine a quick loan through us will be affordable and sustainable for you, we will have to decline. However, if we can approve your application, we’ll look to process your loan as quickly as possible so you can resolve your emergency fast.

Apply to Get a Loan Fast with QuidMarket

We want you to be completely confident in your choices, and there’s no rush for you to make your decision. We’ve designed our fast loans in the UK so you can afford to take your time and still receive your quick loan as soon as possible. If you have any questions, please contact us and we’ll be happy to help you.

Once you’re ready, it’s quick and easy to apply online and begin your application. Click apply now to see if a quick loan today can help you. If you are looking for further help with your finances, please visit Money Helper for more information.

We are proud to help hardworking people secure the cash they need when they need it most. This means that we may be able to offer fast cash loans to those with bad credit. Whether you have past defaults or CCJs, we base our lending decisions on your affordability as well as your credit history, helping us to offer quick loans to people in a range of circumstances.

We have our customers’ best interests at heart so if we feel as though you may struggle to sustainably meet the scheduled repayments, we would decline your application for your own well-being. We will perform detailed checks before making any lending decisions.

In order to make our fast loans sustainably affordable for each and every customer, we offer flexible repayment schedules and loan durations based on your current financial circumstances. You can borrow from £300 – £600 as a new customer and pay it back weekly or monthly for up to 6 months. The amount you repay will vary depending on the loan term you choose. You can use our handy loan calculator on our homepage to work out the costs for the exact loan you need.

You can also rest assured that we follow the FCA’s responsible lending guidelines on costs for short term loans, which means you will never pay more than 100% of the original loan amount in interest. We are always as transparent as possible with our fast cash in the UK, clearly laying out the full cost of your loan with no hidden fees or extra payment

While we try to process our fast loan applications as quickly as possible, we cannot guarantee that you will receive cash on the same day you apply. We take a personal approach to reviewing applications instead of using automated computer responses, which takes a little more time. However, it means that we are able to assess your details properly.

In order to speed up the checking process on your application, please ensure the details you provide are as accurate as possible. This will ensure a smoother process and potentially result in a quicker lending decision.

Warning: You should never pay upfront fees for a short term loan or send money in return for a short term loan. Late repayment can cause you serious money problems. For help, visit: www.moneyhelper.org.uk