Here at QuidMarket, we offer easy loans to help hard-working people overcome their short term cash flow issues. We understand that finding the right lender can be difficult, so we offer easy loans in the UK to make the process as stress-free as possible.
- Easy loans in the UK
- Borrow from £300 to £1,500*
- Flexible repayments over 3 to 6 months
- QuidMarket is an FCA Authorised responsible lender
- We’re a direct lender with no hidden fees
- Quick and easy loan application online
- Decisions made by humans, not computers
- No guarantor or collateral required
- All credit scores are considered
- You’ll usually receive the cash the same day as approval
*dependent on affordability checks, new customers can borrow up to £600
Why We Offer Easy Loans in the UK
Taking on a short term loan is never a decision that you take light-heartedly. They are an expensive form of borrowing, and you should only use them in an emergency, such as if your boiler has broken down and you need to replace it so you can have heating and hot water at home. You should also explore other ways you could pay the expense too, such as using a credit card or planned overdraft or borrowing from friends and family.
However, if other options aren’t available for you, our easy loans UK service is straightforward and transparent, so you can quickly make the right decision for you. While we can’t guarantee to offer easy approval loans, we’re here to help you apply for the best loan for your individual finances, and offered tailored solutions for those with bad credit.
With QuidMarket, what you see is what you get. We’re fully transparent, never hide behind confusing jargon and never sneak extra fees and charges into your contract. We’re authorised by the Financial Conduct Authority (license number 677995) and follow responsible lending practices without fail. We won’t approve easy loans if they’d likely lead to further financial difficulty.
What’s More Important Than Easy Approval Loans?
There is one aspect of our loans that we don’t take the easy route – and we think it’s pretty important. Every application is manually looked over by a fully trained member of our team. Sure, it might be easier if we were to have a computer automate this for us, but we think the extra time and effort spent here is well worthwhile.
It not only means we are able to offer fully tailored loans for each individual applicant, but it means we can help those who don’t have the best credit scores too. If you have a poor credit score, finding easy approval loans is a difficult task. Some lenders will ask for you to provide a guarantor or use your car as collateral so they can make up their losses if you were to default.
We think there’s a much better way to offer easy loans in the UK: make sure all customers can sustainably afford the loan they take out. It sounds simple, but it works. If we’re able to see that the monthly repayments work within your budget, we’ll be happy to offer our easy loans to you.
Are You Eligible for Easy Loans in the UK?
Before you apply for our easy loans in the UK, you must check that you meet our eligibility criteria. These are:
- Live in the UK
- Between 23 and 65 years old
- Have a mobile phone (we send an SMS code during your application)
- Hold a UK bank account with a valid debit card (we run a verification check that takes 1p)
- Be in employment and take home at least £1,300 a month
Next, you should decide how much you need to borrow and how long for. You should only borrow the amount you need. Overborrowing on easy loans will lead to paying interest unnecessarily. You can use the handy loan cost calculator on our homepage to try out different loan terms, with 3, 4, 5, and 6 month terms available. We’ll show you an example repayment schedule with a breakdown of the cost, but bear in mind that yours may differ slightly.
About Our Easy Loans Application Process
The application process for our easy loans in the UK is, well, easy. We’ll ask you some straightforward questions about yourself, your employment status (we won’t ever contact your employer, for any reason) and your finances. Submit your easy loans application and a member of our team will check it over as soon as possible. We aim to offer same day loans wherever possible.
We aren’t able to guarantee easy approval loans – we make our lending decisions fairly and in accordance with responsible lending guidelines, and we won’t approve an application if we think it would lead you to further financial difficulty.
When it comes to repaying your easy loans in the UK, we’ve made it simple too. We’ll set up a Continuous Payment Authority (CPA) so the repayments leave your account like a direct debit – you don’t need to do anything else. Of course, we’ll only ever take the agreed amount, on the agreed repayment dates. If you’re ever worried that you might not have enough to cover a particular repayment, simply contact us and we’ll try to help you arrange an alternative to prevent you defaulting.
Why Choose QuidMarket?
The reason we offer easy loans in the UK is because we think it’s important that when hard-working people need to borrow money in an emergency, it isn’t any more difficult than it needs to be. We’ve designed our easy loan application process to be as straightforward as possible. And we’re fully transparent so you always know what to expect from us.
Helping people make the right choices for their finances – and making it easy – is really important to us at QuidMarket. If you have any questions about our easy loans in the UK, contact us and we’ll be more than happy to help.