Here at QuidMarket, we offer easy loans to help hard-working people overcome their short term cash flow issues. We understand that finding the right lender can be difficult, so we offer easy loans in the UK to make the process as stress-free as possible.

  • Easy loans in the UK
  • New customers can borrow between £300 and £600*
  • Returning customers may be eligible to borrow up to £1,500*
  • Flexible repayment terms between 3-6 months
  • QuidMarket is an FCA Authorised responsible lender
  • We’re a direct lender with no hidden fees
  • Quick and easy loan application online
  • Decisions made by humans, not computers
  • No guarantor or collateral required
  • All credit scores are considered
  • You’ll usually receive the cash the same day as approval

*Loan amounts and repayment terms are dependent on affordability checks

How much do you need?

£300 £1500

For how long?

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This is for illustration purposes only. Your repayment schedule will be confirmed during your application

*All applications are subject to affordability checks*

Representative example: Borrow £300 for 3 months / Interest payable £154.38 / Total amount payable: £454.38 in 3 instalments / 3 payments of £151.46 / Representative 1301.1% APR / Interest rate 292% per annum (fixed) / Maximum APR 1625.5%

Compare short term loans on Clear and Fair

As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer.

Why We Offer Easy Loans in the UK

Taking on a short term loan is never a decision that you take light-heartedly. They are an expensive form of borrowing, and you should only use them in an emergency, such as if your boiler has broken down and you need to replace it so you can have heating and hot water at home. You should also explore other ways you could pay the expense too, such as using a credit card or planned overdraft or borrowing from friends and family.

However, if other options aren’t available for you, our easy loans UK service is straightforward and transparent, so you can quickly make the right decision for you. While we can’t guarantee to offer easy approval loans, we’re here to help you apply for the best loans for your individual finances, and offered tailored solutions for those with bad credit.

With QuidMarket, what you see is what you get. We’re fully transparent, never hide behind confusing jargon and never sneak extra fees and charges into your contract. We’re authorised by the Financial Conduct Authority (license number 677995) and follow responsible lending practices without fail. We won’t approve easy loans if they’d likely lead to further financial difficulty.

What’s More Important Than Easy Approval Loans?

There is one aspect of our loans that we don’t take the easy route – and we think it’s pretty important. Every application is manually looked over by a fully trained member of our team. Sure, it might be easier if we were to have a computer automate this for us, but we think the extra time and effort spent here is well worthwhile.

It not only means we are able to offer fully tailored loans for each individual applicant, but it means we can help those who don’t have the best credit scores too. If you have a poor credit score, finding easy approval loans is a difficult task. Some lenders will ask for you to provide a guarantor or use your car as collateral so they can make up their losses if you were to default.

We think there’s a much better way to offer easy loans in the UK: make sure all customers can sustainably afford the loan they take out. It sounds simple, but it works. If we’re able to see that the monthly repayments work within your budget, we’ll be happy to offer our easy loans to you.

Are You Eligible for Easy Loans in the UK?

Before you apply for our easy loans in the UK, you must check that you meet our eligibility criteria. These are:

  • Live in the UK
  • Between 23 and 65 years old
  • Have a mobile phone (we send an SMS code during your application)
  • Hold a UK bank account with a valid debit card (we run a verification check that takes 1p)
  • Be in employment and take home at least £1,300 a month

Next, you should decide how much you need to borrow and how long for. You should only borrow the amount you need. Overborrowing on easy loans will lead to paying interest unnecessarily. You can use the handy loan cost calculator on our homepage to try out different loan terms, with 3, 4, 5, and 6 month terms available. We’ll show you an example repayment schedule with a breakdown of the cost, but bear in mind that yours may differ slightly.

About Our Easy Loans Application Process

The application process for our easy loans in the UK is, well, easy. We’ll ask you some straightforward questions about yourself, your employment status (we won’t ever contact your employer, for any reason) and your finances. Submit your easy loans application and a member of our team will check it over as soon as possible. We aim to offer same day loans wherever possible.

We aren’t able to guarantee easy approval loans – we make our lending decisions fairly and in accordance with responsible lending guidelines, and we won’t approve an application if we think it would lead you to further financial difficulty.

When it comes to repaying your easy loans in the UK, we’ve made it simple too. We’ll set up a Continuous Payment Authority (CPA) so the repayments leave your account like a direct debit – you don’t need to do anything else. Of course, we’ll only ever take the agreed amount, on the agreed repayment dates. If you’re ever worried that you might not have enough to cover a particular repayment, simply contact us and we’ll try to help you arrange an alternative to prevent you defaulting.

Why Choose QuidMarket?

The reason we offer easy loans in the UK is because we think it’s important that when hard-working people need to borrow money in an emergency, it isn’t any more difficult than it needs to be. We’ve designed our easy loan application process to be as straightforward as possible. And we’re fully transparent so you always know what to expect from us.

Helping people make the right choices for their finances – and making it easy – is really important to us at QuidMarket. If you have any questions about our easy loans in the UK, contact us and we’ll be more than happy to help.

With our easy loans, you can apply and receive the cash when approved quickly, meaning you can settle your emergency situation with little delay. The application is simple to fill in and once we have checked your details, we can provisionally approve and send you your documents to sign. How long this process takes depends on whether you have provided all the information we require, and we have successfully performed credit checks and an affordability assessment. The underwriting process can take up to 2 hours for the payment to be processed, but if the application is outside of business hours, may not process until the next working day.

All applications for easy loans require credit checks to be performed and careful consideration of your circumstances. If you are someone concerned with having bad credit, you may still be approved if you can afford the loan. Whilst we perform credit checks, this doesn’t mean you will be declined for a poor credit history. Instead, we assess your finances and determine if you can afford the loan based on your current circumstances. Please note, we will have to decline any applications where affordability is not proved, or your current situation means you could fall into further financial difficulty.

Whereas a payday loan requires those successful to settle the balance on their next salary date, easy loans at QuidMarket provide flexibility. You can choose to spread repayment over 3 to 6 months rather than having to settle straight away. Easy loans are similar to payday loans in that they are designed for short term use only and for emergency circumstances. If you require a loan for different reasons or over a longer repayment term, you should consider other options first.

If you are applying for an easy loan for the first time, the maximum you can apply for with our firm is £600. We can provide repeat customers who have settled a loan with us before a maximum loan value of £1500. Please note, whether you are a new or repeat applicant, you will be subject to credit checks and an affordability assessment. We do not guarantee the maximum amount will be approved when applying and applicants are not guaranteed approval just for having settled a loan with us previously. You should only apply for the amount you require and can afford, not the maximum available.

Warning: You should never pay upfront fees for a short term loan or send money in return for a short term loan. Late repayment can cause you serious money problems. For help, visit: