Going direct when looking for a short term loan option can help you quickly get the funds you need. With our direct loans here at QuidMarket, we are in control of the approval process and we also lend our own money. No brokers or third party lenders are involved in the process, just direct loans through us using our convenient online application. As we make our own lending decisions, it means we can help many more people get a loan no matter their current credit rating. Whether you have good or bad credit, we are in a position to offer direct loans in the UK that will help make a difference for you.
- Choose direct lender loans between £300 to £600*
- Repay over 3 to 6 months
- We are an FCA Authorised responsible lender
- We’re a direct lender, not a broker
- No hidden fees charged with our loans
- Quick and easy online loan application
- Human lending decisions, not computer ones
- No guarantor or collateral needed
- Bad credit applicants welcome
- Receive the cash the same day as approval
*dependent on affordability checks.
If you’ve been searching for direct lender loans in the UK to help you out of a short-term financial position, click apply now. If approved and you pass our affordability and credit checks, you could have the funds to use within 10 minutes of signing your loan agreement.
Our Direct Lender Loans
Once you’ve used a direct lender, you’ll understand how quick and easy borrowing money can be when you’ve used a trusted company like ourselves. It’s the reason why thousands of customers have used us already, with many becoming returning customers in the process. Getting direct loans means less time spent looking for the right choice. When using a broker, for example, you’ll need to review multiple lender offers at once with many being similar to others. This can make coming to a decision difficult if you’re unsure. Whilst it’s true there are plenty of online direct lender loans in the UK to choose from, not all will be looking out for your best interests. From charging hidden fees to high-interest rates and more, some direct lender loans may take advantage of your position, especially if you want a loan in a hurry.
At QuidMarket, we believe you shouldn’t rush into anything, especially a loan agreement. A considered choice is always wise, ensuring you know everything there is to know about the direct lender loans before proceeding. We follow responsible lending guidelines as set out by the Financial Conduct Authority (FCA) and are FCA approved, licence number 677995. When using our service to find direct loans in the UK, you can rest assured we provide a trusted online service.
Find Direct Lender Loans in the UK That Treat You Fairly
It can be hard to believe there are some lenders out there looking to take advantage of those needing money when the unexpected occurs. A financial emergency can happen to anyone, and whilst it is a good idea to have an emergency savings fund that you regularly pay into, sometimes this isn’t always possible. Maybe you need more than what you currently have in savings or that your available credit can cover. Whether a large repair bill is due for your car that you need to pay quickly, or even a boiler failure during the winter months, having the option of direct loans in the UK that provide the flexibility you need will come as a welcome option.
There are many direct lender loans in the UK that will see your need for quick cash and charge a premium for it. They may also charge hidden fees that are deep in the terms and conditions. Our policy at QuidMarket has always been putting our customers first as a priority. All the information you need to make an informed decision is transparent with us. You will see how much the loan will cost including any charges and interest before signing your agreement. We always encourage customers to fully understand the terms and carefully read their pre-contract agreement before proceeding. We’re even happy to talk you through anything you are unsure about by contacting us directly.
Whatever your reasons for needing direct loans in the UK, we can help you and there is no minimum credit score needed to apply. We understand even those with a low credit score need financial help in an emergency, so there is every chance we can approve your loan despite having poor credit.
Eligibility for Direct Loans in the UK
To apply today for direct loans with us, you’ll need to meet the following eligibility criteria:
- Current UK resident
- Over 23 years old, and under 65 years old
- Have a mobile phone (we send an SMS code during your application)
- Hold a UK bank account with a valid debit card (we run a verification check that takes 1p)
- Be employed and take home at least £1,300 a month.
Meeting the above doesn’t guarantee your application will be approved by us, but it will mean you can start your application by clicking apply now and seeing what we can do. We’ll take the time to fairly assess your finances, so it is important you are as accurate as possible with the details you provide us with. A full credit check will be required as well as an affordability assessment to ensure you can afford the loan you want.
Once all checks have been complete and you’ve read and signed your pre-contract agreement carefully, your loan will be approved. We will then process the payment directly into your bank account. If all goes well, this process can be extremely quick with some customers receiving the funds within 10 minutes of signing their loan agreement thanks to using faster payments.
Apply Now for Direct Lender Loans in the UK with QuidMarket
If you’re ready to see what we can for you with direct lender loans in the UK, start your application today and we can provide an agreement in principle quickly. We hope you’ll find the experience using QuidMarket convenient and simple, but if you do have any questions at all, please don’t hesitate to get in contact with the team.
Whether you want to learn more about us or would like more information on direct loans in the UK, we are here to help. You’ll find further help and advice here on financial matters as well as answers to common questions in our FAQs.