As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer. *Applications submitted outside normal business hours will be processed on the next working day. *All applications are subject to affordability checks*
Representative example: Borrow £300 for 3 months / Interest payable £154.38 / Total amount payable: £454.38 in 3 instalments / 3 payments of £151.46 / Representative 1303.10% APR / Interest rate 292% per annum (fixed) / Maximum APR 1625.60%
CashLady is a credit broker rather than a direct lender. This means they help customers find loans by connecting them with a panel of over 30 lenders. Customers can borrow between £100 to £10,000 over a period of 3 to 60 months.
CashLady works with lenders that offer quick loan approvals. Many applications are reviewed within the same day. CashLady also work with lenders who may accept applicants with bad credit. However, the loan terms might include higher interest rates than those offered to customers with good credit scores.
Lenders who work with CashLady are regulated by the Financial Conduct Authority (FCA). They have to follow good lending practices set out by the FCA.
If you are looking into alternatives for loans like CashLady, we may just be the ideal solution. However, we suggest that you research your desired loan provider as much as you can before entering into an agreement. Reading loan reviews and creating your own comparisons are a great way to determine whether the lender is right for you, but here are a few reasons why we think you should consider QuidMarket:
Unlike CashLady, QuidMarket is a direct lender rather than a broker. QuidMarket directly lends money to customers, whereas CashLady passes the applicant’s details onto a panel of lenders. By applying to a lender, you can deal directly with one institution. However, when you apply to a broker, your application will be passed onto lenders who will perform their own assessments.
You can borrow £300 to £1,500 over a 3 to 6 month period with QuidMarket. New customers can borrow a maximum of £600. You can choose how long you want to borrow for rather than be told when you need to make the full repayment. QuidMarket doesn’t use computer bots to review applications. Each application is reviewed by a member of our professionally trained team who undertake creditworthiness and affordability checks.
CashLady loan eligibility requirements are designed to ensure that borrowers can manage repayments responsibly. As a credit broker, CashLady partners with lenders who assess your financial situation before approving a loan. You must meet certain criteria to be approved for a CashLady loan. For example, applicants should be at least 18 years old, be a UK resident and have a regular income.
On your application, you’ll be asked for information such as your salary, mortgage/rent payments and your monthly outgoings. These will help determine whether you will be capable of keeping up with the repayment schedule.
To be eligible for a loan from QuidMarket, you must be between the ages of 23 and 65 years, live in the UK,have a current UK bank account and a valid debit card. You must also be in full-time or part-time employed and have a take-home salary of at least £1,250 per month.
If you’re looking for a great alternative to CashLady loans, you may want to consider QuidMarket. As a direct lender, QuidMarket manages the entire process in-house, from application to funding and repayment schedules. You can apply for quick loans from QuidMarket if you have an urgent financial emergency and need access to funds quickly.
CashLady is a credit broker. They do not lend money but instead connect borrowers with a panel of lenders. This means the terms and conditions for a CashLady loan can vary depending on which lender you borrow from.
As a direct lender, QuidMarket sets its own loan terms and conditions. This provides transparency in loan terms and repayments. CashLady doesn’t control the loan terms, as the final agreement for the CashLady loan is between the borrower and whichever lender accepts the application.
We believe that you should be fully informed of your options when it comes to loans. They are a big financial decision and should be carefully considered before you commit to anything. Short term loans have high interest rates and should only be considered as a last resort.
You can borrow between £300 and £1,500 with QuidMarket over a 3 to 6 month period. (Up to £600 for new customers – please note – you should only apply for the amount you need). We offer a flexible lending approach: you decide the term over which you want to repay your loan. Our loans are designed to provide customers with quick access to cash when you don’t have any other options. We offer flexible terms and loans for bad credit.
As of Sept 2024, The team at QuidMarket have lent over £128 million in short term loans to customers, having approved over 315,000 loan applications during more than 13 years of lending.
You must be between the ages of 23 and 65 years to be approved for a loan from QuidMarket. Applicants must also live in the UK, be full-time or part-time employed and have a regular income of a minimum of £1,250 per month. You must also have a valid mobile number, UK bank account and bank card.
All applications are subject to affordability checks. You may still be approved for a short-term loan even if you have a bad credit score.
Yes, you can repay your loan early. Contact us and our team will be happy to provide you with an early settlement quote, and take payment to settle your remaining loan balance. We won’t charge you extra fees for this process.
Please don’t worry if you think you won’t be able to make your next repayment instalment. Contact us as soon as you can to discuss your situation. Our team will help you by discussing your situation and the various forbearance options we can offer.
However, it’s important to note that if you don’t make repayments, this may be recorded as a late repayment or default on your credit file. This can impact your ability to be accepted for loans in the future or make them more expensive. Depending on the circumstances, we may also have to instruct a third-party debt collection agency or take legal action to recover the money owed if you do not contact us.