Cashfloat offer short term unsecured loans to people in need of a quick cash solution. Their loans start from £300 up to £1,000 for terms between 3 to 6 months, so they are able to provide flexibility to their customers. At QuidMarket, we take a similar approach to our short term loans. Our lending decisions are based on affordability, so we can help those with poor credit, CCJs, or past defaults to secure the cash they need when they need it most. Our loans range from £300 to £600 for new applicants, and up to £1,500 for repeat applicants, so if you are looking for an alternative, we may be able to help.

  • FCA authorised responsible lender
  • New customers can borrow between £300 and £600*
  • Returning customers may be eligible to borrow up to £1,500*
  • Flexible repayment terms between 3-6 months
  • Poor credit applications considered
  • No guarantor or collateral required
  • No hidden fees
  • Quick and easy application

*Loan amounts and repayment terms are dependent on affordability checks

We believe in offering as much information about loan providers and alternatives as possible to help you make an educated choice before applying. On this page, we will cover Cashfloat, the types of loans that they offer, and the alternatives that are available to you. This should help you to make an informed decision about which path to covering your cash needs is ideal for you and your financial position.

How much do you need?

£300 £1500

For how long?

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This is for illustration purposes only. Your repayment schedule will be confirmed during your application

*All applications are subject to affordability checks*

Representative example: Borrow £300 for 3 months / Interest payable £154.38 / Total amount payable: £454.38 in 3 instalments / 3 payments of £151.46 / Representative 1301.1% APR / Interest rate 292% per annum (fixed) / Maximum APR 1625.5%

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As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer.

Who Are Cashfloat?

Cashfloat make it clear in their mission statement that they have an understanding of life’s unexpected moments and the need for emergency cash at a moment’s notice. It is because of this that they provide a short term alternative to payday advance loans to people from a range financial situations. Since 2014, they have been providing credit for temporary cash issues to customers with poor credit and making lending decisions based on affordability, like we do at QuidMarket. According to Cashfloat reviews, they take the time to consider every circumstance and each applicant’s needs to provide cash loans to those who they feel are able to comfortably repay.

Similar to QuidMarket, Cashfloat provide flexibility and a personal approach to their lending decisions to help those who may have been turned away by other lenders. They also provide bad credit loans for those who may have faced financial difficulties in the past, so we both truly cater to a range of needs. We offer a comparable short term alternative to payday loans, taking a similar approach to reviewing applications on an individual basis. We assess our applicants’ current income, essential outgoings, and other financial commitments to come to a decision, rather than reviewing their whole credit history. With this personal approach to our affordability checks, we can ensure that we make responsible lending decisions.

Borrowing From Cashfloat

Loans from Cashfloat start from £300 to a maximum of £1,000, so they can cater for some larger expenses, depending on your affordability. As these loans are offered for short repayment terms of 3 to 6 months, they can potentially work as an alternative to cash advance loans to cover the gap in your finances before your next payday. We offer a very similar service at QuidMarket, as our repayment terms are also 3 to 6 months, but the maximum amount of cash we allow new customers to apply for is £600. We never want applicants to take out more than they can afford, which is why we set this limit. However, if were able to make repayments and decide to return for another loan, you may be able to borrow up to £1,500.

We also both offer a human approach when it comes to performing checks on completed applications. We want to make sure that each customer can afford the monthly repayments on their instalment loans, so we personally review your monthly income and essential outgoings to ensure that you will not be left out of pocket. Ever since we launched in 2011, we have helped thousands of customers with our flexible approach to lending by giving them the cash that they need when they need it most. We could be the ideal choice if you need an alternative to a loan from Cashfloat.

Why Choose QuidMarket?

To find your perfect alternative, we recommend that you spend time browsing online before submitting any applications. You should create your own comparisons to find the best deals, so read Cashfloat reviews and use loan calculators to start. You should also consider whether a loan is the best option for you, and think about other ways you could acquire the cash you need. However, if you have exhausted all other options, here are a few reasons why we think you should consider QuidMarket as an alternative:

FCA Authorisation

Honesty and transparency are things that you should seek in a loans provider. Aim to find a lender that is fully FCA authorised and displays the accreditation on their website. We are proud to say that QuidMarket is FCA authorised, so you can be sure that we are reputable and follow the relevant regulations.

No Hidden Fees

We pride ourselves on our integrity, so if we were selected as your alternative to Cashfloat loans, we can ensure that there are no hidden fees on any of our loans. We do not charge any upfront or late payment fees on top of the loan you choose. Instead, we take a simple approach, and provide a repayment plan that clearly explains the loan repayments before we come to an agreement.


We strive to keep our loan options as flexible as possible to cater to people from a range of financial backgrounds. Every applicant can choose their repayment period between 3 to 6 months, and we offer the ideal amount of cash for their needs. Our loans start from £300 to £600 for new applicants, or up to £1,500 for repeat customers, with a variety of amounts in between, so you can choose the figure that best suits you.

Options For Bad Credit

QuidMarket was started with the aim of helping hard working people, even if they had struggled with financial difficulty in the past. We consider all applications, basing our poor credit loans on affordability rather than evaluating your credit history. This includes reviewing your regular monthly income, your essential spending, and any other financial commitments to determine whether you will be able to comfortably make regular repayments each month. If we feel that you may struggle to meet repayments, we might need to decline your application for your own wellbeing.

We want you to be completely confident when searching and applying for an alternative to Cashfloat, so you should take the time to assess other lenders, read Cashfloat reviews, and create comparisons to see the other options that are available to you. However, you could consider QuidMarket as we offer flexible loans for terms as short as 3 months to cover any temporary financial issues. Find out about our alternative to Aqua Loans or Buffa Loans. If you have any further questions about the loans we offer, please contact us at QuidMarket and a member of team will be happy to help.

Warning: You should never pay upfront fees for a short term loan or send money in return for a short term loan. Late repayment can cause you serious money problems. For help, visit: