When faced with an unexpected expense, small cash loans can be a lifesaver and provide quick access to the money you need in an instant. Here at QuidMarket, we offer hard-working people the opportunity to apply for a cash loan right now, even with a poor credit history.
- New customers can borrow between £300 and £600*
- Returning customers may be eligible to borrow up to £1,500*
- Flexible repayment terms between 3-6 months
- QuidMarket is an FCA Authorised responsible lender
- No hidden fees for cash loans in the UK
- We’re a direct lender of cash advance loans
- Quick and easy application for cash loans today
- Decisions made by humans, not computers
- No guarantor or collateral needed
- All levels of credit considered
- You’ll usually receive the cash the same day as approval
*Loan amounts and repayment terms are dependent on affordability checks
On this page, you’ll find information about our cash loans online service. It’s quick and easy to apply and you can use our loan calculator to see how much the loan repayments will be for the term of your choice, up to 6 months.
If you’re unsure about anything, or would like to find out more about us as a loan provider, contact QuidMarket and we’ll be happy to chat. Once you’re ready and confident about your decision, you can apply for our cash loans today, using the Apply Now button above.
How to Get a Cash Loan Today
We’ve refined our application process so that with one quick and easy application, we’re able to help you get access to cash loans in the UK quickly and fairly. When you apply for cash advance loans with QuidMarket, we don’t make you complete a long application form with every detail of your finances. All we’ll ask is a few simple questions about yourself, your employment status (we’ll never contact your employer for any reason) and your current finances.
At this stage, you’ll need to determine how much you want to borrow, and how long you’ll need to repay it. You can use the handy loan calculator tool to see how much the loan will be, and as you do this, we’ll show you how much you would need to repay each month. Your personal repayment schedule will be confirmed during your application, and it’s important to look over this before signing for the loan.
Before you apply for our small cash loans, you must meet our eligibility criteria. You’re welcome to apply for cash loans now if you meet the following:
- Live in the UK
- Over 23 years old, and under 65 years old
- Have a mobile phone (we send an SMS code during your application)
- Hold a UK bank account with a valid debit card (you will need to have 1p in your account for us to verify your card. This will show as a pending transaction of £0.01, but you will not be debited.)
- Be in employment and take home at least £1,300 a month.
Why Apply for Cash Loans in the UK?
We believe that when you’re faced with short-term cash flow issues and are looking for cash advance loans to tide you over, you should still get a good deal from a great lender. Our cash loans online at QuidMarket can help you if:
- You have a broken-down boiler needing repair quickly
- Your car is in the garage for emergency repairs unexpectedly
- You have any other unexpected expenses that need to be paid fast
Our cash loans UK service provides new customers with short term loans of up to £600, which you can repay over a term up to 6 months. The cash loans online application process is designed to be as quick and easy as possible, so you can access the necessary funds without delay. And you can do so confidently – we’re an FCA authorised direct lender of cash loans in the UK, following responsible lending guidelines and we treat every applicant fairly. You can find us on the FCA’s register under license number 677995, and our company name Stagemount Ltd.
Are Cash Advance Loans Suitable For Bad Credit?
When you want to find cash loans today, having a poor credit score can often hold you back. Here at QuidMarket, we don’t believe that a credit score is the best representation of whether you’re well suited to the loan you’re applying for. This is because credit scores are calculated based on your financial past. Responsible lending guidelines mean we will look at your current financial situation and determine if you can afford the repayments on the loan terms you have chosen.
A big part of being able to offer cash loans online quickly and fairly is the fact that every application is manually reviewed by a fully trained member of our team. We carefully consider every application we receive for cash loans online, yet are still able to offer a convenient service. We strive to offer same day loans whenever possible, and to have the cash in your bank account usually 10 minutes after you’ve signed your loan agreement.
I Need a Cash Loan Today, How Does it Work?
Once you’ve submitted your cash loans UK application, it will be reviewed by a fully trained member of our team. During this time, we will run the necessary credit and fraud prevention checks. As we’ve mentioned above, you don’t need to worry that a low credit score will prevent you from being approved for our cash advance loans if you would be able to afford the repayments.
A word of advice: companies who offer cash loans with no credit checks operate outside of FCA guidelines on short term lending. By taking out cash loans with no credit checks, you would be foregoing the protections put in place by the FCA for customers of short term credit.
Whilst we can’t guarantee that every application for our cash loans in the UK will be successful, those we can help will find affordable terms for cash in minutes. If we are able to approve your application, all you need to do is read over and digitally sign your loan agreement and we’ll send your cash loan now. We do this without delay, and most applicants receive their cash in around 10 minutes – although you may have to wait slightly longer if you sign your agreement outside of our working hours, or if your bank or building society doesn’t facilitate Faster Payments.
Why Choose QuidMarket For Cash Loans in the UK?
As a quick summary of our cash advance loans, as a new customer, you are able to borrow between £300 and £600 (dependent on affordability checks) and choose a flexible repayment schedule to suit your budget over the next 3 to 6 months.
We don’t charge any fees and we abide by responsible lending practices. We never approve an application for cash loans in the UK if it would lead you into further financial difficulties. If at any point during your loan term you think you might have difficulty with your next repayment, you can simply get in touch with our team. We’ll try to help work out a suitable alternative to help you repay the loan.
At QuidMarket, we want you to be completely confident in your decision to take out cash loans online with us. If you have any questions about our cash loans online service, get in touch with us and we’ll be happy to answer them.
Once you’re ready, you can apply for our cash loans now.
While we try to process our cash loans online applications as quickly as possible, we cannot guarantee that you will receive funds on the same day you apply. We take a personal approach to reviewing applications instead of using automated computer responses, which takes a little more time. However, it means that we able to assess your details properly, and spot any mistakes or issues. In order to speed up the checking process on your application for cash loans today, make sure your details are as accurate as possible. This will ensure a smoother process and potentially lead to a quicker lending decision.
At QuidMarket, we pride ourselves on helping hardworking people secure the funds they need when they need it most. This means that we offer cash loans for bad credit and will do everything we can to make sure the repayments are affordable. As we base our lending decisions on your affordability rather than your full credit history, we are able to offer our cash loans for bad credit to people in a range of circumstances. We take your monthly income, essential outgoings, and other financial commitments into consideration to determine whether you will be able to sustainably afford the monthly repayments. We have our customers’ best interests at heart, so if we think you may struggle, we would need to decline your application for your own wellbeing.
Unfortunately, QuidMarket cannot offer loans to those whose income is benefits-only. To apply for a cash loan, you will need to be in employment and earning at least £1,300 per month.