Buffa Loans offer a short term alternative to payday advance loans to people in a range of financial situations. Their loans start from £100 up to £1,000 for terms between 3 to 6 months, so they offer flexibility to their customers. We take a similar approach to our short term loans at QuidMarket. We want to help hard working people by covering their financial gaps or emergencies, so we provide loans based on affordability. This means that we could help those with poor credit, CCJs, or past defaults to secure the cash they need when they need it most. Our loans start from as little as £300 to £600 for new applicants, and up to £1,500 for repeat applicants, so if you are looking for an alternative to loans like Buffa, we may be able to help.

  • FCA authorised responsible lender
  • New customers can borrow between £300 and £600*
  • Returning customers may be eligible to borrow up to £1,500*
  • Flexible repayment terms between 3-6 months
  • Poor credit applications considered
  • No guarantor or collateral required
  • No hidden fees
  • Quick and easy application

*Loan amounts and repayment terms are dependent on affordability checks

We have our prospective customers’ best interests at heart, so we believe in offering as much information about loan providers and alternatives as possible to help you make an educated choice before applying. On this page, we will cover Buffa loans, the types of loans that they offer, and the alternatives to Buffa payday loans that are available. This should help you to make an informed decision about which alternative is ideal for you and your financial position.

How much do you need?

£300 £1500

For how long?

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This is for illustration purposes only. Your repayment schedule will be confirmed during your application

*All applications are subject to affordability checks*

Representative example: Borrow £300 for 3 months / Interest payable £154.38 / Total amount payable: £454.38 in 3 instalments / 3 payments of £151.46 / Representative 1301.1% APR / Interest rate 292% per annum (fixed) / Maximum APR 1625.5%

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As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer.

Who Are Buffa Loans?

Buffa short term loans were launched by past loan customers who were not happy with how previous lenders had treated them. After starting a successful loan company aimed at university students, the team decided to expand to the wider market and offer payday loan alternatives. Thanks to their past experiences, they understand customers and their needs, so they aim to cater to people from a range of backgrounds, focusing on affordability rather than their whole credit history. According to Buffa loans reviews, they are a warm and insightful company who only provide cash loans to those who they feel are able to comfortably repay.

Similar to QuidMarket, Buffa loans provide flexibility and a personal approach to their lending decisions in order to help those who may have been turned away by other lenders. They also provide bad credit loans for those who may have faced financial difficulties in the past, but are now in a stable position, so they can truly cater to a range of needs. We also offer loans like Buffa, providing a short term alternative to payday loans, as well as reviewing applications on an individual basis. We will assess an applicant’s current income, essential outgoings, and other financial commitments to come to a decision, instead of reviewing their whole credit history. We always want to do what is best for our customers, so we offer a personal approach to our affordability checks to ensure nothing is missed and avoid leaving anyone out of pocket.

Borrowing From Buffa Payday Loans

Loans from Buffa payday loans start from £100 to a maximum of £1,000, so they can cater for larger expenses, depending on your affordability. As these loans are offered for a short term, between 3 to 6 months, they can work as an alternative to cash advance loans. We offer a very similar service at QuidMarket, as our repayment terms are also 3 to 6 months, but our maximum loan amount for new customers is £600. We never want applicants to take out more than they can afford, which is why we set this limit. However, if you enjoyed our services and return for another loan, you may be able to borrow up to £1,500.

We also both offer a personalised approach when it comes to checking completed applications. We want to make sure that each customer can afford the monthly repayments on their instalment loans, so we take the time to review your monthly income, essential outgoings, and any other financial commitments to ensure that you will not be left out of pocket. At QuidMarket, we help thousands of customers with our flexible approach to lending by giving them the cash that they need when they need it most, so we could be the ideal choice if you need an alternative to Buffa short term loans.

Why Choose QuidMarket?

In order to find loans like Buffa, we recommend that you shop around online before submitting any applications. It is essential that you create your own comparisons to find an alternative that works for you and provides the best deals. Read Buffa loans reviews and use loan calculators to start, but here are a few reasons why we think you should consider QuidMarket as an option:

FCA Authorisation

Integrity and trustworthiness are key in a loans provider, so you should aim to find a lender that is fully FCA authorised. We are proud to say that QuidMarket holds this authorisation, so you can be sure that we are reputable, follow the correct regulations, and adhere to high standards when it comes to lending.

No Hidden Fees

We pride ourselves on being transparent and honest, so if we were selected as your alternative to Buffa loans, we can assure you that there are no hidden fees on any of our loans. No matter if you need emergency loans or something entirely different, we do not charge any upfront or late payment fees on top of the loan you choose. We take a simple approach, and provide a repayment schedule that clearly explains the loan repayments before we come to an agreement.


As we provide loans for people from a range of financial backgrounds, we strive to keep our loan options as flexible as possible. Every applicant is offered the chance to pay their loan back over a period between 3 to 6 months, and we provide the perfect amount of cash for their needs. Our loans start from £300 to £600 for new applicants, or up to £1,500 for repeat customers, with a variety of amounts in between, so you can choose the figure that best suits your requirements.

Options For Bad Credit

QuidMarket was started with the intention of helping hard working people, even if they had struggled with finances in the past. We consider all applications, basing our poor credit loans on affordability to avoid leaving you in further financial difficulties. Instead of basing our lending decisions solely on your credit history, we will assess your affordability. This includes reviewing your regular monthly income, your essential spending, and any other financial commitments to determine whether you will be able to comfortably make regular repayments each month.

We want you to be completely confident when searching and applying for an alternative to Buffa payday loans, so there is no pressure to come to a decision on the spot. Instead, you should take the time to review other lenders and create comparisons to see the other options that are available to you. However, you could consider QuidMarket as we offer flexible and competitive loans for terms as short as 3 months to cover any temporary financial issues. Find out about our alternatives to Amigo Loans and Cash Generator Loans. If you have any further questions about the loans we offer, please contact us at QuidMarket and a member of team will be happy to help.

Warning: You should never pay upfront fees for a short term loan or send money in return for a short term loan. Late repayment can cause you serious money problems. For help, visit: www.moneyhelper.org.uk