When comparing loan lenders in the UK, it’s important to choose the right one for you and your circumstances. Here at QuidMarket, we can help you resolve an unexpected expense or an emergency bill fast with our short term loans. Just use our loan calculator to choose the amount and repayment term for the loan you want and click apply now. As quick cash lenders in the UK, where possible transfer the approved funds the same day so you can resolve your issue without delay.

How much do you need?

£300 £1500

For how long?

Apply Now

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This is for illustration purposes only. Your repayment schedule will be confirmed during your application

*All applications are subject to affordability checks*

Representative example: Borrow £300 for 3 months / Interest payable £154.38 / Total amount payable: £454.38 in 3 instalments / 3 payments of £151.46 / Representative 1301.1% APR / Interest rate 292% per annum (fixed) / Maximum APR 1625.5%

Compare short term loans on Clear and Fair

As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer.

Why Choose QuidMarket as Money Lenders in the UK

  • New customers can borrow between £300 and £600*
  • Returning customers may be eligible to borrow up to £1,500*
  • Flexible repayment terms between 3-6 months
  • QuidMarket is an FCA Authorised responsible lender
  • No hidden fees, transparent terms
  • No guarantor required to apply
  • Bad credit applicants welcome
  • We are direct lenders in the UK – no broker fees!
  • Quick and easy application form
  • Decisions made by humans, not computers
  • Receive the cash the same day as approval where possible

*Loan amounts and repayment terms are dependent on affordability checks

If you are ready to apply and fill in our short application form, click apply now. Below, you will find more information about our loan options as money lenders in the UK and how we are different to many you will find online. If you have any questions, please get in touch with the team at QuidMarket today.

Finding the Best Loan Lenders in the UK

As there are many reasons why someone would need to borrow money, there are many different loan options and types of lenders in the UK. Choosing the right one for your circumstances is important, as it will ensure you have affordable repayments and flexibility with the loan amount. Not all types of loans and lenders will be suitable, so being as informed as possible before proceeding with any agreement is best.

Here at QuidMarket, we know that not all UK direct lenders can help those with bad credit. It will vary depending on their criteria and the amount and terms being requested. As we are alternative lenders in the UK, we are able to welcome applicants who have not necessarily got a great credit history. This allows us to help many more people get the financial help they need quickly, all whilst following responsible lending guidelines set out by the Financial Conduct Authority (FCA).

When considering the best loan lenders in the UK, many may look for those with a low APR or choose to go with traditional bank lenders. However, they may only be able to help with long term borrowing for those with a good credit history. If you require funds only for the short term and have a poor credit history, your best options coube with alternative UK finance lenders.

Can I Trust all UK Direct Lenders?

As well as finding the right type of cash lenders in the UK for your situation, you will want to choose those that are trusted and reliable to use. Staying safe online is vital, so by only using FCA authorised loan lenders in the UK, you can ensure this. You will also be confident the lender is adhering to responsible lending guidelines too. At QuidMarket, we know trust is extremely important, so that is why we are transparent the application process. As FCA approved money lenders in the UK, we do not charge any fees including those for late payment and we take a human approach to the lending approval process.

As we are responsible lenders, we need to ensure that you can afford the loan you apply for, even if you have borrowed from us previously. Therefore, we will perform credit and affordability checks with every applicant and only approve a loan request if you are not in current financial difficulties and you can sustainably to maintain repayments. We can help those with a low credit rating, so whilst we will check your credit history, we will focus on your current finances to determine if a loan is right for you. Choosing trusted, FCA authorised loan lenders in the UK like QuidMarket enables you to get the help you need quickly, securely, and safely online.

Finance Lenders UK - How to Apply at QuidMarket

To apply today for our same day loans, you will need to meet the following requirements first:

  • Live in the UK
  • Over 23 years old, and under 65 years old
  • Have a mobile phone (we send an SMS code during your application)
  • Hold a UK bank account with a valid debit card (you will need to have 1p in your account for us to verify your card. This will show as a pending transaction of £0.01, but you will not be debited.)
  • Be in employment and take home at least £1,300 a month.

Meeting the above does not guarantee approval for the loan you require, but will allow you to complete our short application form and choose from our flexible loan options. If you are a new customer, the maximum you can apply for is £600. Only returning customers can apply for up to £1,500, but this is also subject to credit and affordability checks. You can choose repayments between 3 – 6 months and see how much the loan will approximately cost before proceeding.

Apply Now for a Quick Decision

Ready to start your application? Click apply now, and if approved, we can transfer the cash quickly into your bank account the same day in most circumstances. Please note, this will depend on your bank supporting the faster payments system and our business hours.

If you have any questions, please contact us directly.

All lenders should want to ensure that before approving an application there is minimal risk. Whilst some British lenders in the UK will require a good credit history for them to help, many others can help even if you have bad credit. You will need to consider the type of lender you require before applying and choose specialist alternative lenders like QuidMarket for short term borrowing. We have helped applicants with varying credit histories, so if you can afford the loan you need, we can look to help where other lenders are not able to.

It is a requirement for all UK direct lenders to perform the necessary credit checks before approval. Whilst some new lenders in the UK may be able to help those with lower credit scores, they will still need to check your credit history first. At QuidMarket, we do not provide no credit check loans, so if you are concerned about having poor credit, we may still be able to help. As long as you can afford the loan you want and we can determine this, you may be successful.

No loan lenders in the UK can provide 100% acceptance before assessing your application. This is so they can ensure the loan is affordable for you, even for small loan amounts, and that approval will not cause financial difficulties. Our application process at QuidMarket is fast, so you will receive a decision quickly, whilst still being fully assessed.



Warning: You should never pay upfront fees for a short term loan or send money in return for a short term loan. Late repayment can cause you serious money problems. For help, visit: www.moneyhelper.org.uk