Making sure you have enough funds to cover your unexpected circumstances, a £700 loan can be ideal in most situations. Whether you have had an emergency expense to settle quickly, or a repair bill that cannot wait until your next pay date, we can help. At QuidMarket we provide flexible terms for a £700 loan when you need it most. Just select a repayment term between 3 – 6 months, and we’ll provide a quick decision on if you’ve been successful.

If you have borrowed from us previously, you are welcome to apply for a £700 loan today. If you have not and this is your first application with us, you can instead choose a loan between £300 and £600 as a new customer. As we know you will want the funds quickly, once approved we can usually the cash on the same day and help you get your finances back on track.

How much do you need?

£300 £1500

For how long?

Apply Now

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This is for illustration purposes only. Your repayment schedule will be confirmed during your application

*All applications are subject to affordability checks*

Representative example: Borrow £300 for 3 months / Interest payable £154.38 / Total amount payable: £454.38 in 3 instalments / 3 payments of £151.46 / Representative 1301.1% APR / Interest rate 292% per annum (fixed) / Maximum APR 1625.5%

Compare short term loans on Clear and Fair

As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer.

Why Choose QuidMarket for a £700 Loan Today?

  • New customers can borrow between £300 and £600*
  • Returning customers may be eligible to borrow up to £1,500*
  • Flexible repayment terms between 3 – 6 months
  • QuidMarket is an FCA Authorised responsible lender
  • We’re a £700 loan direct lender, not a broker
  • No hidden fees charged with our £700 loans
  • Quick and easy application online
  • We make human decisions, not computer ones
  • No guarantor needed
  • Bad credit applicants welcome for our £700 loans
  • You’ll usually receive the cash the same day as approval

*Loan amounts and repayment terms are dependent on affordability checks

To start an application today, just choose the amount and repayment term you require and click apply now. If you have any questions, please contact the team who will be happy to help. Below is further information about our short term loans and how you can apply for a £700 loan in the UK through us.

Choosing Trusted £700 Loan Direct Lenders

At QuidMarket, we are a direct lender authorised by the Financial Conduct Authority (FCA) to provide short term cash loans, authorisation number 677995. The reason this is important for our customers is because it guarantees responsible lending guidelines will be adhered to. You may find other lenders online that can offer a £700 loan with no credit checks and 100% approval. However, they are unlikely to be FCA authorised and will not be working in your best interests. If you are comparing lenders and are not sure if the one you find is a trusted and reliable service, you can search for them on the FCA register and check their authorisation number. This way you can be sure before proceeding with an application.

As responsible lenders, we will always perform credit and affordability checks. We cannot approve a loan application before this is completed, but the good news is this process will not take too long. We can provide a quick solution so that you can receive the approved funds and resolve your circumstances as soon as possible. This is also why our application process is completely online and documents will be sent to you electronically to sign. If it is quick cash approval you need, we are ready to help today.

£700 Loan with No Credit Score Minimum

You may find lenders that use automated decision making and require a minimum credit score to apply. This can be typical with personal loan lenders, for example, such as a bank or other financial company. Here at QuidMarket, we do not use automated lending processes and instead take a human approach to lending. We assess each individual application, so if you are someone with a bad credit history, we can still welcome your application and consider approval. As we can provide a £700 loan with no credit score minimum required, it enables us to help many more people who need cash fast.

Although we cannot provide £700 loans to new customers, this doesn’t mean we cannot help. Instead, if you require a loan between £300 – £600, you can use our loan calculator to adjust the value and choose the affordable repayments you require. If after successfully applying and repaying your first loan with us, you are welcome to apply for a loan again in future if you ever need it. Returning customers can borrow up to £1,500, whilst still subject to credit and affordability checks.

Eligibility for a £700 Loan in the UK

To be able to apply for a £700 loan with same day approval, you will need to be a returning customer who has settled their previous agreement in full. You will also need to meet the following requirements:

  • Live in the UK
  • Be over 23 years old, and under 65 years old
  • Have a mobile phone (we send an SMS code during your application)
  • Hold a UK bank account with a valid debit card (you will need to have 1p in your account for us to verify your card. This will show as a pending transaction of £0.01, but you will not be debited.)
  • Be in employment and take home at least £1,300 a month.

If you can meet all requirements needed, you can click apply now and start an application for a £700 loan today. Please note, meeting the above requirements does not guarantee approval. As a returning customer approved previously, we will still need to perform credit and affordability checks to ensure your circumstances haven’t changed and the loan is sustainably affordable.

Apply for a £700 Loan Today for Same Day Cash

Ready to apply today? Click apply now and we’ll give you a quick decision. If you do have any queries at all, please contact the team at QuidMarket for further assistance.

As a £700 loan direct lender, we can help provide short term affordable loans when you need them, but we cannot offer any financial advice. If you are experiencing financial difficulties and are looking for more information to help, please visit Money Helper for impartial advice.

We can quickly to provide approval on a £700 loan once you have applied. Once credit and affordability checks are completed and you are successful, we can then look to transfer the cash fast, however, this can take up to 2 hours. This is by using the faster payments system, so your bank will need to support this to ensure same day funding.

Both types of loans do differ with many personal loans only available for higher values. This means a £700 personal loan may not be possible, depending on the lender. Where this type of loan usually will have a minimum repayment term of 12 months, many personal loans are available from £1,000 upwards. A short term £700 loan through us will allow you to choose a shorter term between 3 – 6 months instead. You can use our loan calculator to determine an affordable repayment term for you.

We do not charge any fees to apply here at QuidMarket, and there are also no late repayment fees either. You may find lenders online that will charge hidden fees, but we work to responsible lending guidelines and keep the application process transparent. You’ll be able to see how much the loan and interest charge will be before proceeding and decide if the loan is right for you.

Warning: You should never pay upfront fees for a short term loan or send money in return for a short term loan. Late repayment can cause you serious money problems. For help, visit: