Getting a £600 loan through QuidMarket is a quick and easy process, designed to help you resolve your short term financial position fast. There are plenty of benefits to using our online service today whether you have a good or bad credit history:
- New customers can borrow between £300 and £600*
- Returning customers may be eligible to borrow up to £1,500*
- Flexible repayment terms between 3-6 months
- QuidMarket is an FCA Authorised responsible lender
- We’re a £600 loan direct lender, not a broker
- No hidden fees charged with our £600 loans
- Quick and easy application online
- We make human decisions, not computer ones
- No guarantor or collateral needed
- Bad credit applicants welcome for our £600 loans
- You’ll usually receive the cash the same day as approval
*Loan amounts and repayment terms are dependent on affordability checks
If you want to see how we can help you today, click apply now and start your application. With just a few details about you and the terms required for £600 loan repayments, you could have the funds in minutes if approved.
About Our £600 Loans
If you are low on available credit and don’t have the savings to cover it, an unexpected financial emergency can leave you wondering where to turn. At QuidMarket, we understand you want to resolve a situation like this quickly without any unnecessary fuss. That’s why we’ve made things simple to apply for a £600 loan to help you. There could be many reasons you need a short term loan option, from an unexpected repair bill for your vehicle to home repairs such as a boiler that can’t be ignored. Ideally, you will have an emergency savings fund that will help to cover issues like this that can happen when you least expect it. If you don’t have available funds, there are plenty of online options from lenders willing to help. Choosing the right one can be more difficult than it seems, which is why here at QuidMarket we like to be as transparent as possible with our process.
We always put our customers first, ensuring you are treated fairly whether you have an excellent credit score or you have had financial difficulties in the past. Our £600 loans are intended for helping you in a short term circumstance and are not ideal if you have long term financial difficulties. We provide you with the flexibility to choose a repayment term between 3 to 6 months based on what you can afford to repay each month. Whilst we can’t guarantee any loan application will be approved, we do take the time to assess your finances fully even if you have a low credit rating. As direct lenders, we are in control of the lending process and whilst performing a credit check is necessary, this only forms one part of our decision-making process.
If you have explored your other options to resolve your short term financial position to no avail, we are in a position to help you with a £600 loan if we can see you have the affordability – click apply now.
How We Can Help Bad Credit Applicants with a £600 Loan
We know there can be an element of frustration when you are declined by a lender due to having bad credit. Whilst some lenders may take the time to assess your application, others may reject you straight away due to your credit score. As bad credit specialists, we are in a position to welcome applicants with a poor credit history applying for £600 loans. The difference with us is that we take a human approach to the decision-making process, rather than relying on computer-based decisions that are designed to filter out those with poor credit.
To be able to help you, we need to see that you can afford to repay the £600 loan you want. We do this by performing an affordability assessment that considers both your current income and essential outgoings. If we can see you have the disposable income to comfortably cover your requested repayment terms, there is every chance we can approve your application. We take our position as responsible lenders seriously which is why we are a Financial Conduct Authority (FCA) approved direct lender – you can find us listed on the FCA Register under licence number 677995.
By following responsible lending guidelines, we ensure all customers can afford the loan they apply for, taking the time to perform an affordability assessment and full credit check using the Credit Reference Agency (CRA) TransUnion. As a bad credit applicant, if we are happy with the checks carried out that you can afford a £600 loan from us, you could be approved within minutes.
Are You Eligible for a £600 Loan Today?
To apply today, you’ll need to meet the following eligibility criteria. We are happy to welcome a wide range of applicants compared to many other lenders or brokers, helping as many people as possible apply for the funds they need. Our criteria are:
- Current UK resident
- Over 23 years old, and under 65 years old
- Have a mobile phone (we send an SMS code during your application)
- Hold a UK bank account with a valid debit card (we run a verification check that takes 1p)
- Be employed and take home at least £1,300 a month.
If the above sounds like you, then click apply now and begin your application. Please note, this doesn’t guarantee your application will be approved by meeting our eligibility and you will still need to undergo a full credit check and assessment of your finances. You will also be required to provide supporting documents including proof of identity, proof of address and your most recent bank statements. It’s recommended that you have these details all to hand before continuing your application.
Apply Now for £600 Loans
We’ve made applying for £600 loans as convenient as possible and once you have completed an application form, we’ll work quickly to provide a decision. We request that you provide details about you and your finances as accurately as possible as this will ensure there are no delays with your application. You’ll then be pre-approved and be sent pre-contract information for you to read and sign. It’s important that you carefully check the details within the documents sent to you and that you agree to the terms being offered before proceeding.
Once complete, the underwriting process will be performed where an affordability assessment and credit check are carried out. If all is successful from this stage, and we have all the information we need from the CRA, we can then pay out your £600 loan as soon as possible.