If you are a new customer in need of a £300 loan from a reliable and responsible lender who will treat you fairly, QuidMarket can help. We offer 300 pound loans and more to hard-working people who need extra cash in an emergency.

  • New customers can borrow money between £300 and £600*
  • Returning customers may be eligible to borrow up to £1,500*
  • Flexible repayment terms between 3-6 months
  • QuidMarket is an FCA Authorised responsible lender
  • We’re a £300 loan direct lender
  • No hidden fees for £300 loans in the UK
  • Quick and easy application online
  • Decisions made by humans, not computers
  • No guarantor or collateral needed
  • We’re a £300 loan bad credit specialist
  • You’ll usually receive the cash the same day as approval

*Loan amounts and repayment terms are dependent on affordability checks

For more information about our £300 loan bad credit service, you’re welcome to contact QuidMarket and we’ll be happy to help. Once you’ve decided we’re the right £300 loan direct lender for you, it’s quick and easy to apply for a £300 loan today.

How much do you need?

£300 £1500

For how long?

Apply Now

Month 1


Month 2


Month 3


Month 4


Month 5


Month 6


This is for illustration purposes only. Your repayment schedule will be confirmed during your application

*All applications are subject to affordability checks*

Representative example: Borrow £300 for 3 months / Interest payable £154.38 / Total amount payable: £454.38 in 3 instalments / 3 payments of £151.46 / Representative 1299.7% APR / Interest rate 292% per annum (fixed) / Maximum APR 1625.5%

Compare short term loans on Clear and Fair

As a new customer the minimum repayment period is 3 months and the maximum is 6 months. Additional options may be available to you as a repeat customer.

About our 300 Pound Loans

At QuidMarket, our main priority is helping our customers make the right decisions for their finances. Not only do we provide £300 loans and more, but we take the time to ensure that you’re confident in your decision. A big part of that is being completely transparent and open about all credit – including 300 pound loans – that we offer.

As a £300 loan direct lender, we offer unsecured short term loans. By choosing us as your direct lender, you’ll know that you won’t pay any hidden fees – in fact, we don’t charge service fees at all. Unsecured means that you don’t have to find a guarantor, or put up any collateral to secure your loan. These only serve to help the lender in the case of a loan being defaulted on – and we much prefer to help ensure our customers don’t default on their loans in the first place.

We do this by making sure that all customers who apply for £300 loans for bad credit can afford their chosen loan. It’s simple, but it works. It’s very important to us that we follow responsible lending guidelines and never approve a 300 pound loan that might lead to further financial difficulties. You can choose to repay your £300 loan over 3 months, 4 months, 5 months, or 6 months – whatever suits your upcoming budget.

£300 Loan Direct Lender with a Difference

Being able to make emergency payments without delay can make a huge difference. If you need a £300 loan today, you can be confident that we’ll do our very best to ensure that your 300 pound loan application is as quick and straightforward as possible. We’re able to offer same day loans to the great majority of our customers because we’ve streamlined our process in many ways.

One area that we do spend a little extra time on, however, is looking over your £300 loan application. Every application we receive for £300 loans in the UK is manually checked by a fully trained member of our team. It takes a few minutes longer than if we were to automate the process, but it allows us to offer £300 loans for bad credit fairly and responsibly. Even with this, you could still have the cash in your bank account just 10 minutes after approval.

£300 Loan Bad Credit Specialist

If you have a low credit score, being approved for £300 loans in the UK can be difficult. Because credit scores can drop due to defaulting on loans in the past, some lenders may take this to mean that you might miss payments on your £300 loan today. However, there are many other reasons you could have a low credit score, and it takes time to rebuilt it.

At QuidMarket, we think it’s more important to look at your current financial situation, and offer £300 loans for bad credit in line with responsible lending practices. When making lending decisions for £300 loans in the UK, we look at an applicant’s income and regular outgoing payments – if there’s enough left to sustainably afford the repayments on your £300 loan over 3 months, or your chosen repayment term, we’ll usually be happy to become your £300 loan direct lender.

Whatever your credit score, you’re welcome to apply for £300 loans in the UK from QuidMarket if you meet our eligibility criteria. These are:

  • Live in the UK
  • Over 23 years old, and under 65 years old
  • Have a mobile phone (we send an SMS code during your application)
  • Hold a UK bank account with a valid debit card (we run a verification check that takes 1p)
  • Be in employment and take home at least £1,300 a month.

How to Apply for a £300 Loan Today

The first step to applying for a 300 pound loan with QuidMarket is being confident about your choice. If you need any more information about us as a £300 loan direct lender, or about any aspect of our service, you’re welcome to contact us and we’ll be happy to help.

Once you’re ready, it’s easy to apply for our £300 loans in the UK. Head over to our application form and answer a few simple questions about yourself, your employment status (don’t worry, we’ll never contact your employer for any reason) and your finances. Next, select whether you’d like to repay your £300 loan over 3 months, 4 months, 5 months, or 6 months. We’ll give you an example repayment schedule for each, so it’s easy to choose the one that best fits into your upcoming budget.

Once you’ve submitted your application, a trained member of our team will look over it as soon as possible. If we’re able to approve you for a £300 loan today, the cash could be in your bank account in just 10 minutes.

Apply for a QuidMarket £300 loan today.

Our 300 pound loans are designed for individuals in need of emergency cash and looking to repay over a small number of months. These loans can be used in urgent situations, such as for unexpected medical bills or a broken down boiler. However, as they are emergency loans, and will usually be more expensive than other borrowing options, you should only seek £300 loans if you have exhausted all other options. We make it simple for you to decide if our £300 loans are the best option for you by stating our costs and processes up front. You should spend some time working out your ideal repayment term, then fill out our quick and easy online application form.

Having poor credit may have reduced the amount of loans you could apply for in the past. However, our aim is to help people in all circumstances overcome financial emergencies, including those with bad credit. A large part of our lending process is reviewing whether you could sustainably afford the repayments, as we are often able to support those with poor credit scores. We will review your monthly income, essential spending, and other financial commitments to ensure within reason that you will not be left in further financial difficulties. Your credit rating will not be used as the sole deciding factor, so even if you have past defaults or arrears, you may be able to secure the cash you need.

The interest rates on our £300 loan will depend on your repayment terms. You can use our homepage loan calculator to see how much you will be repaying each month. You can also rest assured that we follow the FCA guidelines on costs, which means you will never pay more than 100% of the original loan amount (including interest and all other costs). We are fully transparent with our fees and will never leave you guessing. We will tell you the exact costs with a breakdown of each instalment amount before you sign an agreement with us.

At QuidMarket, we offer short term loans between £300 to £600 for new applicants. This means that you cannot borrow less than £300 if you apply with us, and this is because we want to make sure all of our customers are truly receiving the money they need. Taking out a short term loan is a significant financial decision, so it is essential to think it through carefully and understand how much you will be repaying overall. If you need to borrow less than £300, you may find that other options, such as using a 0% interest credit card, or borrowing from friends and family, are more suitable than a short term loan.

We provide loans to new customers between £300 to £600, so there are a wide range of amounts to choose from beyond a 300 pound loan. We set our limit at £600 because we take our customers’ wellbeing into consideration and we would never want a new applicant to apply for more than they need. Our loan amounts increase in increments of £50, so you never need to overborrow. However, if it is necessary for you to apply for more than £300, we could offer cash up to £600. Before applying, it is crucial to remember that you will need to repay what you borrow with interest, so only take out what you truly need.

Warning: You should never pay upfront fees for a short term loan or send money in return for a short term loan. Late repayment can cause you serious money problems. For help, visit: www.moneyhelper.org.uk