Ideal for the short term, a 3 month loan can be the cash injection you need to cover an unexpected expense. At QuidMarket, we can provide the funds you need directly to help you resolve your financial situation quickly. With fully transparent terms, no hidden fees and same day cash into your bank account, applying for 3 month loans online through us could be the unsecured lending option you’ve been looking for.
We are happy to help a wide range of customers find a quick loan today at QuidMarket, providing many benefits that help you make an informed decision:
- Borrow between £300 to £600*
- Choose flexible repayments from 3 to 6 months
- We are an FCA Authorised direct lender of 3 month loans online
- No hidden fees with our 3 month loans
- No guarantor required – you won’t have to provide collateral either
- Convenient online application that’s fast and easy to complete
- We provide human decisions, not computer-generated ones
- Poor credit applicants welcome
- Same day approval for same day cash in most cases
*dependent on affordability checks.
Choose the amount you want to borrow for the 3 month loan and we’ll then work quickly to assess your application and provide a decision in minutes. Click apply now to see how we can help you today.
Why Choose a 3 Month Loan?
When the unexpected occurs and you don’t have the available savings or credit to resolve it, knowing there are affordable options available can help to alleviate any worry. At QuidMarket, we understand it can be expensive when looking for a loan to help your situation, especially once you have taken into account any interest charge and setup fees on top. Many online lenders may not be fully transparent with this information either, making it difficult for customers to make the best decision possible. That’s where we like to be different, ensuring that the full terms of your 3 month loan application are clear to see and provide all the necessary information.
As FCA approved direct lenders, we work to ensure all of our customers can use our online service confidently. We follow responsible lending guidelines set out by the FCA to ensure you can make a well-informed decision on any loan you choose through us. We will never charge any hidden fees as we believe not showing you the full details is a disservice to our customers. The reason we are a trusted direct lender is because our customers have all the details they need, plus the added flexibility of choosing the repayment terms and amount that works for them.
If you know how much you want to borrow for your 3 month loan, all you have to do is click apply now and fill in our straightforward online application. We’ll then do the rest and provide you with a decision after careful assessment of your finances.
3 Month Loans for Low Credit Scores
We are happy to help customers from many different financial backgrounds with our 3 month loans online. Whilst it’s always best to strive towards a good or even excellent credit score, it is not a requirement to be a successful applicant. If you have a history of bad credit causing you to have a low credit score, we can still help you if you now have your finances under control and can demonstrate you have the affordability to maintain repayments.
Like all responsible direct lenders, we cannot guarantee your application will be successful. However, we are happy to take the time to welcome applications from those with poor credit and assess your ability to pay. As we follow responsible lending guidelines, we have to be sure you can afford the repayment terms you want for a 3 month loan before approving the loan amount. If we can see you will struggle to maintain repayments comfortably, we won’t be able to approve your application.
We recommend before you apply for 3 month loans online with a low credit score, to check your current income and outgoings. This way you can determine your disposable income and how much you can realistically afford towards repayments each month. Our 3 month loans are not designed to cover any long term financial difficulties, so you should consider your financial position before proceeding.
How You Can Apply for 3 Month Loans Online
To apply for a 3 month loan today, you will need to meet our eligibility criteria. At QuidMarket, we are in a position to help many different types of applicant whether you have good or bad credit. You will need to be:
- A current UK resident
- Over 23 years old, and under 65 years old
- Have a mobile phone (we send a 4 digit SMS code during your application)
- Hold a UK bank account with a valid debit card (we run a verification check that takes 1p, which is then refunded)
- In employment and receive at least £1,300 a month in income
Meeting the above will not guarantee you will be successful with your application as you will still need to undergo affordability checks as well as a full credit check. We’ll determine if you can afford the repayments on a 3 month loan you’re looking for and provide a decision quickly. If you are successful, we’ll send your newly approved funds directly to your bank account on the same day where possible. That way, whatever emergency expense you need to cover can be resolved quickly.
Choose QuidMarket for Your 3 Month Loan Today
With our fast application process, we can help you apply for 3 month loans online in no time. If you have further questions before you begin, please feel free to get in touch with the QuidMarket team first. You may find the answers you’re looking for in our FAQs section, so please browse at your convenience.
As part of our commitment to responsible lending, we can help those in financial difficulties find extra support and help when they need it. You’ll find further information in our Advice section, as well as independent financial advice through Citizens Advice and The Money Advice Service when you need it.